Analysis
A debt-to-earnings ratio of 0.20 is remarkably favorable for any certificate program, but it's worth understanding what this figure actually represents. Because this specific program has too few graduates to report publicly, these numbers come from national medians across similar fire protection certificates. That baseline—roughly $47,000 in first-year earnings against under $10,000 in debt—suggests a manageable financial picture if this program performs anywhere near the national norm.
Fire protection is a field where hands-on training and local hiring relationships matter enormously, and Maine's relatively small number of programs (just two statewide) could work in your child's favor or against it depending on the program's connections to regional fire departments and emergency services. The national earnings figure puts graduates solidly in middle-income territory, but fire protection careers often include additional income from overtime, part-time shifts, and municipal benefits that raw salary data won't capture. The low debt burden means even if earnings start somewhat below the estimate, the financial pressure remains modest.
The challenge here is assessing this particular program's track record when the graduate pool is too small to generate public data. Before committing, you'll want to know specific placement rates with Maine fire departments, whether the certificate meets state certification requirements, and how many graduates successfully transition into full-time positions versus remaining in volunteer or part-time roles. The estimated numbers suggest reasonable potential, but local outcomes will tell the real story.
Where Southern Maine Community College Stands
Earnings vs. debt across all fire protection certificate's programs nationally
Compare to Similar Programs Nationally
Fire Protection certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,797 | $47,024* | — | $9,557* | — | |
| $3,870 | $77,935* | $70,937 | $12,750* | 0.16 | |
| $2,682 | $55,829* | — | $9,557* | 0.17 | |
| $2,844 | $55,778* | — | —* | — | |
| $3,246 | $52,856* | — | —* | — | |
| $1,270 | $50,364* | — | —* | — | |
| National Median | — | $47,024* | — | $9,557* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Maine Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 25 similar programs. Actual outcomes may vary.