Analysis
Cognitive science programs in Texas suggest significantly stronger first-year outcomes than this national estimate indicates—Rice graduates earn $47,459, which puts SMU's estimated $41,362 roughly $6,000 behind its peer institution. Given SMU's similar selectivity profile (1424 average SAT, 61% admission rate), this gap raises questions about whether the national benchmark appropriately reflects what SMU students actually achieve, or whether the program truly underperforms local alternatives.
The estimated debt load of $18,000 looks manageable on paper—it's close to the national median and translates to a debt-to-earnings ratio of 0.44. But context matters: other Texas cognitive science programs carry median debt of just $13,000, suggesting SMU students may be borrowing $5,000 more for outcomes that appear comparable or potentially weaker than in-state alternatives. For a family paying private-university tuition, that's an uncomfortable combination.
The core challenge here is uncertainty. With only three Texas schools offering this major and SMU's specific outcomes unpublished, you're making a financial decision with limited visibility. If your student is committed to cognitive science and SMU specifically, verify whether graduates are actually landing the kinds of roles—in UX research, data science, or tech—that would justify the investment over a less expensive Texas option.
Where Southern Methodist University Stands
Earnings vs. debt across all cognitive science bachelors's programs nationally
Compare to Similar Programs in Texas
Cognitive Science bachelors's programs at peer institutions in Texas (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $64,460 | $41,362* | — | $18,000* | — | |
| $58,128 | $47,459* | $86,577 | $13,000* | 0.27 | |
| National Median | — | $41,362* | — | $17,750* | 0.43 |
Career Paths
Occupations commonly associated with cognitive science graduates
Natural Sciences Managers
Clinical Research Coordinators
Community and Social Service Specialists, All Other
Directors, Religious Activities and Education
Religious Workers, All Other
Postsecondary Teachers, All Other
Self-Enrichment Teachers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Methodist University, approximately 12% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 19 similar programs. Actual outcomes may vary.