Median Earnings (1yr)
$43,806
95th percentile (80th in NH)
Median Debt
$19,592
79% above national median
Debt-to-Earnings
0.45
Manageable
Sample Size
328
Adequate data

Analysis

Southern New Hampshire University's liberal arts associate's program dramatically outperforms expectations, with graduates earning $43,806 in their first year—placing it in the 95th percentile nationally and 80th percentile within New Hampshire. To put this in perspective, the national median for similar programs is just $27,248, meaning SNHU graduates earn about 61% more than the typical graduate. Even within New Hampshire, where the state median is $32,950, SNHU graduates earn roughly $11,000 more annually.

The debt picture is remarkably favorable. At $19,592, student debt sits in the 5th percentile nationally (meaning 95% of similar programs saddle students with more debt), and the debt-to-earnings ratio of 0.45 is quite manageable. While SNHU's debt is higher than New Hampshire's median of $13,299, the substantially higher earnings more than compensate. Graduates see solid 10% earnings growth over four years, reaching $48,162.

This represents exceptional value for a liberal arts associate's degree, especially considering SNHU's 96% admission rate and the fact that 47% of students receive Pell grants. The combination of strong post-graduation earnings, reasonable debt levels, and broad accessibility makes this program a standout choice that should reassure parents about return on investment.

Where Southern New Hampshire University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Southern New Hampshire UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southern New Hampshire University graduates compare to all programs nationally

Southern New Hampshire University graduates earn $44k, placing them in the 95th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Hampshire

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in New Hampshire (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southern New Hampshire University$43,806$48,162$19,5920.45
Great Bay Community College$35,497$41,191$12,5000.35
NHTI-Concord's Community College$30,403$34,737$14,0980.46
Nashua Community College$18,497$34,395$10,0000.54
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New Hampshire

Compare tuition, earnings, and debt across New Hampshire schools

SchoolIn-State TuitionEarnings (1yr)Debt
Great Bay Community College
Portsmouth
$7,200$35,497$12,500
NHTI-Concord's Community College
Concord
$7,200$30,403$14,098
Nashua Community College
Nashua
$7,140$18,497$10,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern New Hampshire University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 328 graduates with reported earnings and 913 graduates with debt data. Small samples may not be representative.