Cosmetology at Southwest Institute of Healing Arts
Undergraduate Certificate or Diploma
Analysis
Southwest Institute of Healing Arts graduates earn $26,795 their first year—56% more than the typical cosmetology program nationally and 27% more than Arizona's median. Among the state's 24 cosmetology programs, this ranks in the 80th percentile, outperforming well-known chains like Aveda and Penrose Academy. With just $9,500 in debt (right at the state median), graduates face a manageable debt-to-earnings ratio of 0.35, meaning debt equals about four months of first-year income.
The concern is what happens next. Earnings drop to $22,250 by year four—a 17% decline that erases much of the program's initial advantage. This likely reflects the realities of commission-based salon work rather than program quality, but it's worth understanding before enrollment. Even with this decline, fourth-year earnings still exceed the national first-year median for cosmetology programs.
For Arizona families, this program delivers stronger early career outcomes than most alternatives in the state, with debt levels that won't create long-term financial strain. The earnings trajectory suggests building a independent client base or booth rental strategy will matter more than where you trained, but starting $5,000 ahead of typical graduates provides real runway for that transition.
Where Southwest Institute of Healing Arts Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Southwest Institute of Healing Arts graduates compare to all programs nationally
Southwest Institute of Healing Arts graduates earn $27k, placing them in the 95th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Arizona
Cosmetology certificate's programs at peer institutions in Arizona (24 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Southwest Institute of Healing Arts | $26,795 | $22,250 | $9,500 | 0.35 |
| Penrose Academy | $23,700 | $31,518 | $8,043 | 0.34 |
| Aveda Institute-Tucson | $23,086 | $26,437 | $10,555 | 0.46 |
| Aveda Institute-Phoenix | $23,086 | $26,437 | $10,555 | 0.46 |
| International Barber College | $22,925 | — | $16,500 | 0.72 |
| Studio Academy of Beauty | $22,434 | $22,915 | $6,333 | 0.28 |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Arizona
Compare tuition, earnings, and debt across Arizona schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Penrose Academy Scottsdale | — | $23,700 | $8,043 |
| Aveda Institute-Tucson Tucson | — | $23,086 | $10,555 |
| Aveda Institute-Phoenix Tempe | — | $23,086 | $10,555 |
| International Barber College Chandler | — | $22,925 | $16,500 |
| Studio Academy of Beauty Chandler | — | $22,434 | $6,333 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Institute of Healing Arts, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.