Liberal Arts and Sciences, General Studies and Humanities at Southwest Minnesota State University
Bachelor's Degree
smsu.eduAnalysis
Minnesota's Liberal Arts programs typically produce much stronger outcomes than what similar programs nationally suggest for Southwest Minnesota State, and that gap should concern parents. While peer programs across the country hover around $36,000 in first-year earnings, Minnesota schools with reported data show a median of $52,930—nearly $17,000 higher. Even Metro State graduates, from a comparable regional institution, earn $49,000 their first year out. Without actual earnings data for Southwest Minnesota State's graduates, it's impossible to know where this program falls on that spectrum.
The estimated debt load of $26,662 aligns closely with both state and national medians, suggesting typical borrowing patterns. That translates to a debt-to-earnings ratio of 0.73 if graduates earn near the national benchmark—manageable but not comfortable. However, if this program's graduates actually perform closer to Minnesota's state median, that same debt becomes far more reasonable. The uncertainty cuts both ways: graduates might match the state's strong outcomes, or they might fall closer to the suppressed national figure that reflects programs with weaker post-graduation results.
Parents should recognize they're making a significant investment without the specific outcomes data that would confirm whether Southwest Minnesota State's program delivers Minnesota-level results or something closer to the national average. Before committing, directly ask the university for their graduates' actual placement rates and starting salaries—information they should have even if the Department of Education can't publish it.
Where Southwest Minnesota State University Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Compare to Similar Programs in Minnesota
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Minnesota (28 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,304 | $36,340* | — | $26,662* | — | |
| $16,488 | $56,778* | — | $21,250* | 0.37 | |
| $9,780 | $49,083* | $57,427 | $32,145* | 0.65 | |
| National Median | — | $36,340* | — | $27,000* | 0.74 |
Career Paths
Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Minnesota State University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 424 similar programs. Actual outcomes may vary.