Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) at Southwest Mississippi Community College
Associate's Degree
smcc.eduAnalysis
The national median for HVAC associate programs—roughly $41,400 in first-year earnings—suggests this field delivers immediate earning power, especially for Mississippi's cost of living. While we can't verify Southwest Mississippi Community College's specific outcomes (their graduate sample is too small to publish), peer programs across the country typically produce earnings that outpace what many bachelor's degree holders make straight out of college. The estimated debt load of $12,000 is notably lighter than the national median for HVAC programs at $17,500, which matters when you're trying to establish financial independence quickly.
The debt-to-earnings ratio of 0.29 indicates graduates from comparable programs generally earn enough in their first year to cover debt within a few months—a strong position for a two-year credential. HVAC technicians benefit from consistent demand and opportunities for overtime pay that official earnings data doesn't capture. With 55% of students receiving Pell grants, the college serves many families where keeping debt low is critical.
The real question is whether this specific program delivers the hands-on training and industry connections that lead to those median outcomes. Visit the campus, talk to instructors about job placement, and ask recent graduates directly about their employment experience. The national data suggests HVAC is a solid investment; verifying that Southwest Mississippi's program specifically meets industry standards will tell you if it's the right path.
Where Southwest Mississippi Community College Stands
Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) associates's programs nationally
Compare to Similar Programs Nationally
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,960 | $41,438* | — | $12,000* | — | |
| $5,881 | $65,592* | $72,770 | $20,000* | 0.30 | |
| $5,774 | $58,336* | $55,647 | $11,500* | 0.20 | |
| $4,912 | $57,323* | $42,094 | $7,250* | 0.13 | |
| $6,128 | $56,191* | $75,096 | $20,000* | 0.36 | |
| $5,856 | $54,241* | — | —* | — | |
| National Median | — | $41,438* | — | $17,500* | 0.42 |
Career Paths
Occupations commonly associated with heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Mississippi Community College, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 36 similar programs. Actual outcomes may vary.