Analysis
Based on comparable programs in Texas, international business graduates typically earn around $42,000 in their first year—roughly $8,000 below the national median for this degree. That gap matters when you're carrying $25,000 in estimated debt, a figure derived from similar private Christian colleges nationwide. While the debt-to-earnings ratio of 0.60 falls within manageable territory, it assumes your child lands near that $42,000 mark rather than significantly below it.
The challenge is uncertainty. Texas programs in this field show considerable variation, with top performers like Saint Edward's reaching nearly $52,000 while others cluster around the state median. Without actual graduate outcomes from Southwestern Adventist itself, you're making a bet that this program performs similarly to the state average rather than underperforming it. The estimated $25,000 debt load is higher than Texas's typical $17,866 for international business degrees, reflecting the premium often charged by smaller private institutions.
If your child is drawn to Southwestern's faith-based environment and small community, understand you're likely paying extra for those attributes rather than superior career outcomes. The financials suggest this could work if they're disciplined about minimizing additional borrowing and securing internships that lead to strong job placement. But with half a dozen Texas programs showing stronger earnings potential, compare carefully before committing.
Where Southwestern Adventist University Stands
Earnings vs. debt across all international business bachelors's programs nationally
Compare to Similar Programs in Texas
International Business bachelors's programs at peer institutions in Texas (30 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,588 | $41,911* | — | $25,000* | — | |
| $51,384 | $51,843* | $62,711 | $24,218* | 0.47 | |
| $11,728 | $48,625* | $54,622 | $17,999* | 0.37 | |
| $9,548 | $46,714* | — | —* | — | |
| $14,564 | $44,228* | $80,589 | $17,734* | 0.40 | |
| $7,708 | $41,911* | $50,379 | $13,978* | 0.33 | |
| National Median | — | $49,890* | — | $23,472* | 0.47 |
Career Paths
Occupations commonly associated with international business graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Business Operations Specialists, All Other
Business Continuity Planners
Sustainability Specialists
Online Merchants
Security Management Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Adventist University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in TX. Actual outcomes may vary.