Median Earnings (1yr)
$29,678
80th percentile (60th in IL)
Median Debt
$6,196
28% below national median
Debt-to-Earnings
0.21
Manageable
Sample Size
28
Limited data

Analysis

Southwestern Illinois College's biological and physical sciences associate's program shows unusually strong earnings growth, with graduates seeing their income jump 45% from $29,678 in year one to $42,959 by year four. That first-year figure already beats most Illinois programs in this field (ranking at the 60th percentile statewide), and the four-year trajectory suggests graduates are successfully using this degree as intended—either as a stepping stone to bachelor's programs or into lab technician and related roles that reward experience.

The financial picture is remarkably accessible: $6,196 in median debt represents just one-fifth of first-year earnings and roughly half what graduates typically carry at Illinois schools offering this program. Among similar programs nationwide, this ranks in the 90th percentile for low debt—meaning only 10% of comparable programs leave students with less to repay. For families worried about community college costs spiraling, this program demonstrates the affordability advantage these institutions can offer.

The caveat worth noting is the small sample size, which means a few outlier graduates could be skewing these numbers higher than typical. But even accounting for that uncertainty, the combination of below-average debt, above-average starting earnings, and strong four-year growth makes this program a sensible choice for students planning to continue their education in STEM fields or enter technical careers directly.

Where Southwestern Illinois College Stands

Earnings vs. debt across all biological and physical sciences associates's programs nationally

Southwestern Illinois CollegeOther biological and physical sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southwestern Illinois College graduates compare to all programs nationally

Southwestern Illinois College graduates earn $30k, placing them in the 80th percentile of all biological and physical sciences associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Illinois

Biological and Physical Sciences associates's programs at peer institutions in Illinois (47 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southwestern Illinois College$29,678$42,959$6,1960.21
College of Lake County$37,724$46,105$7,8330.21
City Colleges of Chicago-Richard J Daley College$33,115—$8,2500.25
Joliet Junior College$30,509—$6,5000.21
City Colleges of Chicago-Malcolm X College$30,203—$8,9650.30
Triton College$29,069$40,313$10,9840.38
National Median$26,130—$8,6390.33

Other Biological and Physical Sciences Programs in Illinois

Compare tuition, earnings, and debt across Illinois schools

SchoolIn-State TuitionEarnings (1yr)Debt
College of Lake County
Grayslake
$4,494$37,724$7,833
City Colleges of Chicago-Richard J Daley College
Chicago
$4,380$33,115$8,250
Joliet Junior College
Joliet
$4,530$30,509$6,500
City Colleges of Chicago-Malcolm X College
Chicago
$4,380$30,203$8,965
Triton College
River Grove
$4,920$29,069$10,984

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Illinois College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 50 graduates with debt data. Small samples may not be representative.