Est. Earnings (1yr)
$56,004
Est. from national median (12 programs)
Est. Median Debt
$10,370
Est. from national median (9 programs)

Analysis

A debt-to-earnings ratio of 0.19 suggests a manageable financial picture for fire protection training—peer programs nationally show graduates earning around $56,000 in their first year while carrying roughly $10,400 in debt. That's less than two months of gross pay, which puts this program in a favorable position compared to many two-year credentials. With 38% of students receiving Pell grants, Southwestern Michigan College serves price-sensitive families, and fire protection appears to deliver the kind of return that justifies community college investment.

The challenge here is uncertainty. With 423 fire protection programs nationwide but only a handful reporting actual outcomes, we're drawing from a limited national sample—and Michigan has no comparable programs with published data to provide local context. Fire protection careers can vary significantly by region and specialization (wildland firefighting versus municipal departments, for example), and first-year earnings of $56,000 may represent very different career trajectories depending on where graduates land and which certifications they pursue.

For families willing to accept some ambiguity, the fundamentals look sound: low debt, reasonable earnings estimates, and a field with clear employment pathways. The real question is whether your child can secure placement in their preferred fire service after graduation, which depends more on local hiring patterns and physical testing than on academic performance.

Where Southwestern Michigan College Stands

Earnings vs. debt across all fire protection associates's programs nationally

Compare to Similar Programs Nationally

Fire Protection associates's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Southwestern Michigan CollegeDowagiac$6,026$56,004*$10,370*
Cincinnati State Technical and Community CollegeCincinnati$5,400$91,944*$6,125*0.07
North Shore Community CollegeDanvers$5,352$90,948*$110,475$10,192*0.11
Waldorf UniversityForest City$25,220$76,032*$71,661$12,609*0.17
Columbia Southern UniversityOrange Beach$5,808$75,326*$68,139$10,500*0.14
Purdue University GlobalWest Lafayette$10,110$70,749*$75,553$21,244*0.30
National Median$56,004*$11,250*0.20
* Estimated from similar programs

Career Paths

Occupations commonly associated with fire protection graduates

Fire Inspectors and Investigators

Inspect buildings to detect fire hazards and enforce local ordinances and state laws, or investigate and gather facts to determine cause of fires and explosions.

$75,480/yrJobs growth:

Forest Fire Inspectors and Prevention Specialists

Enforce fire regulations, inspect forest for fire hazards, and recommend forest fire prevention or control measures. May report forest fires and weather conditions.

$75,480/yrJobs growth:

Career/Technical Education Teachers, Postsecondary

Teach vocational courses intended to provide occupational training below the baccalaureate level in subjects such as construction, mechanics/repair, manufacturing, transportation, or cosmetology, primarily to students who have graduated from or left high school. Teaching takes place in public or private schools whose primary business is academic or vocational education.

$62,910/yrJobs growth:Bachelor's degree

Firefighters

Control and extinguish fires or respond to emergency situations where life, property, or the environment is at risk. Duties may include fire prevention, emergency medical service, hazardous material response, search and rescue, and disaster assistance.

$59,530/yrJobs growth:Postsecondary nondegree award

Managers, All Other

All managers not listed separately.

Regulatory Affairs Managers

Plan, direct, or coordinate production activities of an organization to ensure compliance with regulations and standard operating procedures.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

First-Line Supervisors of Firefighting and Prevention Workers

Directly supervise and coordinate activities of workers engaged in firefighting and fire prevention and control.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Michigan College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.