Median Earnings (1yr)
$64,034
24th percentile (40th in MI)
Median Debt
$22,254
7% above national median
Debt-to-Earnings
0.35
Manageable
Sample Size
51
Adequate data

Analysis

Southwestern Michigan College's nursing program lands squarely in the middle of Michigan's community college options, with first-year earnings of $64,034—below both the state and national medians by roughly $4,000. At 40th percentile statewide, it trails nearby competitors like Jackson College ($76,000) and Lake Michigan College ($71,000) by significant margins. That gap matters in practical terms: over a decade, the difference between this program and Jackson's translates to more than $100,000 in cumulative earnings.

The debt load of $22,254 is reasonable and typical for Michigan nursing programs, yielding a manageable 0.35 debt-to-earnings ratio. Graduates can realistically pay this off within a few years while building their careers. The concern is what happens after year one: earnings essentially flatline at $64,349 by year four, suggesting limited advancement opportunities or wage growth compared to peers from higher-performing Michigan programs.

For families prioritizing proximity or drawn to Southwestern Michigan's smaller campus environment, this program provides a viable path to RN licensure without crushing debt. But if your child can access one of Michigan's top-performing community college nursing programs through commuting or relocation, the earning differential is substantial enough to warrant serious consideration—especially since debt levels are comparable across the state.

Where Southwestern Michigan College Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally

Southwestern Michigan CollegeOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southwestern Michigan College graduates compare to all programs nationally

Southwestern Michigan College graduates earn $64k, placing them in the 24th percentile of all registered nursing, nursing administration, nursing research and clinical nursing associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in Michigan (32 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southwestern Michigan College$64,034$64,349$22,2540.35
Jackson College$75,953$64,405$22,3870.29
Mid Michigan College$75,513$61,719$30,5000.40
Schoolcraft Community College District$74,889—$26,6760.36
Mott Community College$73,034$69,107$34,3340.47
Lake Michigan College$71,432$63,623$16,4230.23
National Median$68,409—$20,7510.30

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Jackson College
Jackson
$7,040$75,953$22,387
Mid Michigan College
Harrison
$5,794$75,513$30,500
Schoolcraft Community College District
Livonia
$4,448$74,889$26,676
Mott Community College
Flint
$4,426$73,034$34,334
Lake Michigan College
Benton Harbor
$5,265$71,432$16,423

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Michigan College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 51 graduates with reported earnings and 62 graduates with debt data. Small samples may not be representative.