Analysis
Fire protection programs in Oregon typically carry higher debt loads than what's suggested here—the state median sits at $16,419, making Southwestern Oregon's estimated $10,370 look relatively manageable. Combined with first-year earnings around $56,000 based on national peer programs, this translates to a debt-to-earnings ratio of 0.19, which means graduates would owe roughly two months' salary. That's a workable starting point for a career in fire services.
The caveat: both figures are estimates derived from similar programs elsewhere, not actual outcomes from Southwestern Oregon's graduates. The small cohort size makes it impossible to know whether this specific program consistently delivers on these projections. Fire protection careers can vary significantly based on whether graduates land positions with municipal departments, wildland agencies, or private sector roles, and local employment opportunities in Coos Bay versus larger Oregon metro areas will matter considerably.
For parents weighing this investment, the estimated debt burden appears reasonable for an associate's degree, particularly if your student has clear career goals in fire services and understands the competitive hiring landscape. The bigger question is whether this location offers the networking and placement support needed to convert the credential into employment—something no earnings estimate can answer.
Where Southwestern Oregon Community College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,840 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Oregon Community College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.