Analysis
Southwestern's selectivity suggests it might attract stronger students than typical Texas math programs, yet comparable applied mathematics degrees in the state show a wide earnings spread—from around $50,000 at Texas State to nearly $58,000 at Texas A&M. With estimated first-year earnings of $60,930 based on national peer programs, this would place above both flagships, though that figure carries uncertainty given the suppressed data. The estimated $25,421 in debt runs slightly higher than Texas norms but remains manageable at a 0.42 debt-to-earnings ratio.
The challenge is whether Southwestern's small-college environment delivers enough value to justify costs that appear comparable to larger public universities. Applied mathematics graduates typically have strong earning potential—the national 75th percentile reaches over $71,000—but individual outcomes depend heavily on whether students land quantitative roles in finance, tech, or engineering versus settling for generic analyst positions. Texas's tech sector offers opportunities, though Austin proximity doesn't guarantee access.
For families willing to bet on a selective liberal arts experience producing above-average outcomes, the estimated numbers suggest reasonable financial risk. But with actual graduate data unavailable, you're essentially trusting that Southwestern's rigor and network will deliver results exceeding what larger Texas programs achieve—a plausible but unproven proposition for this specific major.
Where Southwestern University Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs in Texas
Applied Mathematics bachelors's programs at peer institutions in Texas (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,058 | $60,930* | — | $25,421* | — | |
| $13,099 | $57,787* | $74,198 | $16,750* | 0.29 | |
| $11,450 | $49,822* | $65,973 | $28,409* | 0.57 | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.