Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing at St Charles Community College
Associate's Degree
Analysis
St. Charles Community College's nursing program outperforms most Missouri schools, ranking in the 60th percentile statewide, though the earnings trajectory deserves a closer look. First-year graduates earn $68,488—about $5,000 above Missouri's median and essentially matching the national average. With just $18,712 in debt, the debt-to-earnings ratio of 0.27 is excellent, meaning graduates could theoretically pay off their loans in roughly four months of gross earnings.
The puzzling aspect is the earnings drop to $61,534 by year four. This could reflect several factors: nurses switching to part-time schedules for lifestyle reasons, moving to lower-paying healthcare settings, or simply the volatility that comes with a moderate sample size. However, even at year four, earnings remain competitive with most Missouri programs.
For an anxious parent, the low debt is the headline here—about $2,500 less than both state and national medians. That limited financial risk, combined with strong starting salaries, makes this a solid community college option. Your child enters the workforce quickly with manageable debt and earnings that exceed most peers in Missouri. Just be aware that salary growth isn't guaranteed in this field, so banking on significantly higher income down the road may not be realistic.
Where St Charles Community College Stands
Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How St Charles Community College graduates compare to all programs nationally
St Charles Community College graduates earn $68k, placing them in the 50th percentile of all registered nursing, nursing administration, nursing research and clinical nursing associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Missouri
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in Missouri (24 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| St Charles Community College | $68,488 | $61,534 | $18,712 | 0.27 |
| Saint Louis Community College | $68,262 | $65,424 | $16,667 | 0.24 |
| Jefferson College | $67,439 | $61,831 | $22,554 | 0.33 |
| Southeast Missouri Hospital College of Nursing and Health Sciences | $67,421 | $56,431 | $23,500 | 0.35 |
| Moberly Area Community College | $67,023 | $57,091 | $17,587 | 0.26 |
| North Central Missouri College | $66,504 | $59,936 | $24,667 | 0.37 |
| National Median | $68,409 | — | $20,751 | 0.30 |
Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Missouri
Compare tuition, earnings, and debt across Missouri schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Saint Louis Community College Bridgeton | $3,660 | $68,262 | $16,667 |
| Jefferson College Hillsboro | $4,500 | $67,439 | $22,554 |
| Southeast Missouri Hospital College of Nursing and Health Sciences Cape Girardeau | $11,691 | $67,421 | $23,500 |
| Moberly Area Community College Moberly | $4,020 | $67,023 | $17,587 |
| North Central Missouri College Trenton | $4,950 | $66,504 | $24,667 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St Charles Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 48 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.