Median Earnings (1yr)
$72,048
67th percentile (40th in NY)
Median Debt
$19,279
7% below national median
Debt-to-Earnings
0.27
Manageable
Sample Size
131
Adequate data

Analysis

St. Joseph's College of Nursing delivers solid graduate outcomes that make financial sense, though students should understand they're entering a regional rather than elite-tier program. With $19,279 in median debt and $72,048 starting earnings, graduates face a manageable 0.27 debt-to-earnings ratio—meaning they could theoretically pay off loans in just over three months of gross salary. That's a strong foundation for entering the nursing profession.

The state comparison reveals this program's position clearly: while starting salaries sit below New York's median for nursing programs ($73,415), the debt load comes in substantially lower than the typical $24,957 state average. Graduates here borrow about $5,700 less than their New York peers, which partially offsets the earnings gap. However, top programs in the state like Cochran and CUNY Hostos produce graduates earning $90,000-$100,000+, suggesting St. Joseph's serves a different market segment. The modest earnings decline from year one to year four (-3%) is typical for associate-degree nursing programs, where initial hospital positions often represent the career ceiling without further credentials.

For families prioritizing low debt over maximum earning potential, this program works. You're getting reliable entry into nursing without the financial burden that often accompanies healthcare education, even if your graduate won't immediately reach the top salary tiers available in New York's competitive nursing market.

Where St. Joseph's College of Nursing Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally

St. Joseph's College of NursingOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How St. Joseph's College of Nursing graduates compare to all programs nationally

St. Joseph's College of Nursing graduates earn $72k, placing them in the 67th percentile of all registered nursing, nursing administration, nursing research and clinical nursing associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in New York (64 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
St. Joseph's College of Nursing$72,048$70,062$19,2790.27
Cochran School of Nursing$102,553$103,069$26,7580.26
CUNY Hostos Community College$97,888$95,978$11,4330.12
Swedish Institute a College of Health Sciences$97,085$112,047$34,7500.36
Helene Fuld College of Nursing$92,475$98,150$27,7750.30
Montefiore School of Nursing$89,648$26,1250.29
National Median$68,409$20,7510.30

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Cochran School of Nursing
Yonkers
$102,553$26,758
CUNY Hostos Community College
Bronx
$5,208$97,888$11,433
Swedish Institute a College of Health Sciences
New York
$26,041$97,085$34,750
Helene Fuld College of Nursing
New York
$24,648$92,475$27,775
Montefiore School of Nursing
Mount Vernon
$89,648$26,125

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Joseph's College of Nursing, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 131 graduates with reported earnings and 259 graduates with debt data. Small samples may not be representative.