Est. Earnings (1yr)
$41,911
Est. from TX median (9 programs)
Est. Median Debt
$17,734
Est. from TX median (5 programs)

Analysis

Based on comparable programs across Texas, international business graduates typically earn around $42,000 in their first year—roughly $8,000 below the national median for this degree. That gap matters when you're trying to gauge return on investment, particularly since Texas already sits at the lower end nationally for this field. Stephen F Austin's estimated outcomes mirror the state median exactly, suggesting a middle-of-the-road Texas option rather than one that breaks through to compete with higher-earning programs like Saint Edward's or UT Arlington.

The estimated debt of $17,734 is actually lower than both the state and national medians, which creates a manageable debt-to-earnings ratio of 0.42. Similar Texas programs suggest graduates could realistically pay off their loans within the first few years of working, assuming they land in relevant international business roles. The school serves a substantial population of Pell-eligible students (37%), so the relatively modest debt load represents genuine value for families watching their budgets closely.

The practical question: can your student bridge that $8,000 earnings gap through strategic internships, language skills, or networking that turns a regional credential into competitive career leverage? Schools like UT Dallas demonstrate it's possible to exceed state averages from a Texas public institution, but peer programs suggest Stephen F Austin graduates more typically start at state-median levels. The debt won't crush them, but career trajectory will depend heavily on what they build beyond the classroom.

Where Stephen F Austin State University Stands

Earnings vs. debt across all international business bachelors's programs nationally

Compare to Similar Programs in Texas

International Business bachelors's programs at peer institutions in Texas (30 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Stephen F Austin State UniversityNacogdoches$10,600$41,911*$17,734*
Saint Edward's UniversityAustin$51,384$51,843*$62,711$24,218*0.47
The University of Texas at ArlingtonArlington$11,728$48,625*$54,622$17,999*0.37
Texas A&M University-San AntonioSan Antonio$9,548$46,714**
The University of Texas at DallasRichardson$14,564$44,228*$80,589$17,734*0.40
University of Houston-DowntownHouston$7,708$41,911*$50,379$13,978*0.33
National Median$49,890*$23,472*0.47
* Estimated from similar programs

Career Paths

Occupations commonly associated with international business graduates

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Business Operations Specialists, All Other

All business operations specialists not listed separately.

Business Continuity Planners

Develop, maintain, or implement business continuity and disaster recovery strategies and solutions, including risk assessments, business impact analyses, strategy selection, and documentation of business continuity and disaster recovery procedures. Plan, conduct, and debrief regular mock-disaster exercises to test the adequacy of existing plans and strategies, updating procedures and plans regularly. Act as a coordinator for continuity efforts after a disruption event.

Sustainability Specialists

Address organizational sustainability issues, such as waste stream management, green building practices, and green procurement plans.

Online Merchants

Conduct retail activities of businesses operating exclusively online. May perform duties such as preparing business strategies, buying merchandise, managing inventory, implementing marketing activities, fulfilling and shipping online orders, and balancing financial records.

Security Management Specialists

Conduct security assessments for organizations, and design security systems and processes. May specialize in areas such as physical security or the safety of employees and facilities.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Stephen F Austin State University, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in TX. Actual outcomes may vary.