Liberal Arts and Sciences, General Studies and Humanities at Stephen F Austin State University

Similar liberal arts programs across Texas suggest first-year earnings around $38,800—essentially the state median—which positions this degree in the middle of the pack for what's typically a broad, foundational credential. That figure sits above the national median for these programs ($36,300), though notably below what private universities like St. Thomas and Incarnate Word report for their graduates. The estimated $26,175 in debt aligns closely with both state and national medians, producing a debt-to-earnings ratio of 0.67 that's manageable if not inspiring.

The challenge with general studies degrees is their versatility cuts both ways. Peer programs show wide variation in outcomes—from the low $40,000s to over $50,000—suggesting that career trajectory depends heavily on what students do with the degree beyond graduation. For a family weighing this investment at Stephen F. Austin, the estimated numbers suggest neither a red flag nor a standout opportunity, but rather a typical outcome for a broad bachelor's degree at a regional public university.

The practical reality: if your child has a clear plan to leverage this degree toward graduate school, teaching certification, or a specific career path, the modest debt burden won't become an anchor. Without that direction, though, $26,000 in loans on $38,800 in earnings leaves limited financial breathing room for someone still figuring out their next step.