Analysis
Based on comparable programs in Missouri, this bachelor's degree appears positioned right at the state median—with estimated first-year earnings around $36,400 and debt near $26,250. That debt-to-earnings ratio of 0.72 sits in workable territory, suggesting graduates could theoretically pay off loans within a year if they lived extremely frugally, though realistically it means manageable monthly payments on an entry-level healthcare salary. What's worth noting is the gap: Missouri's stronger health sciences programs at public universities are producing graduates who earn $7,000-8,000 more annually right out of the gate, which compounds significantly over a career.
The challenge with Stephens' program is that we're looking entirely at estimates—no actual graduate outcomes are available because too few students have completed this degree to publish reliable data. That makes it impossible to know whether Stephens' career services, clinical placement network, or employer relationships match those of the state's established programs. For a field where certification, clinical hours, and employer connections matter enormously, graduating from a program with a thin track record introduces risk that doesn't show up in median state figures.
If your child has specific reasons to choose Stephens—location, smaller class sizes, a particular program focus—understand you're accepting uncertainty about outcomes in exchange for those benefits. Otherwise, the public universities with proven health sciences programs offer clearer paths to the same credentials at comparable or lower cost.
Where Stephens College Stands
Earnings vs. debt across all health services/allied health/health sciences bachelors's programs nationally
Compare to Similar Programs in Missouri
Health Services/Allied Health/Health Sciences bachelors's programs at peer institutions in Missouri (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $28,200 | $36,430* | — | $26,250* | — | |
| $9,024 | $44,443* | $54,456 | $27,000* | 0.61 | |
| $11,988 | $39,289* | $46,821 | $27,000* | 0.69 | |
| $14,130 | $39,186* | $52,147 | $23,250* | 0.59 | |
| $9,739 | $33,674* | $40,689 | $27,000* | 0.80 | |
| $10,181 | $32,268* | — | $22,375* | 0.69 | |
| National Median | — | $35,279* | — | $26,690* | 0.76 |
Career Paths
Occupations commonly associated with health services/allied health/health sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Stephens College, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in MO. Actual outcomes may vary.