Analysis
Starting a business is risky enough—doing it with $25,400 in student loans makes that challenge steeper. Based on what similar entrepreneurship bachelor's programs produce nationally, Sterling's estimated debt burden sits above the typical $24,125, while first-year earnings around $45,265 align with the national median. That debt-to-earnings ratio of 0.56 means graduates would owe more than half their first-year income, which is manageable but leaves little cushion for the typical feast-or-famine early years of entrepreneurship.
The state comparison adds perspective: Kansas State's entrepreneurship program produces graduates earning about $39,600, roughly $5,600 less than what peer programs nationally suggest for Sterling. If Sterling's actual outcomes track closer to Kansas State's, that would significantly change the value calculation. The larger concern is whether any bachelor's degree in entrepreneurship justifies substantial debt when many successful business owners skip formal credentials entirely or pursue lower-cost community college options.
For parents, the question isn't just whether their child will earn enough to service the debt—it's whether this specific path makes sense when entrepreneurial success depends more on execution, market timing, and networking than credentials. Without Sterling's actual graduate outcomes, you're betting on the program matching national patterns rather than local Kansas results. That's a meaningful gamble when peer programs show such variation.
Where Sterling College Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs in Kansas
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Kansas (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $32,200 | $45,265* | — | $25,396* | — | |
| $10,942 | $39,646* | — | $21,287* | 0.54 | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Sterling College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 67 similar programs. Actual outcomes may vary.