Analysis
A $25,000 debt load for a bachelor's in applied mathematics appears manageable when peer programs nationally suggest first-year earnings around $61,000—yielding a debt-to-earnings ratio of 0.42 that sits comfortably below the concerning 1.0 threshold. Applied mathematics graduates typically find strong initial employment, and this estimated financial picture suggests Stetson's program should follow that pattern. However, it's worth noting these figures come from national medians across similar programs, not Stetson's own graduate outcomes, which the Department of Education suppresses due to small sample sizes.
The real question is whether Stetson's value proposition—with its 86% admission rate and moderate selectivity—justifies choosing it over Florida's public universities for a quantitative degree. Applied mathematics programs exist at seven Florida institutions, and while we lack direct comparisons due to data suppression across the state, public alternatives typically offer similar technical training at lower total costs. The estimated debt here seems reasonable, but families should verify Stetson's actual net price after aid and compare it against in-state options.
For parents willing to pay a premium for smaller class sizes and a private university environment, these estimated numbers suggest the investment won't become financially burdensome. But if cost is a primary concern, request actual placement data directly from Stetson's mathematics department before committing—particularly given that these projections rely entirely on what happens at other schools, not what's happened here.
Where Stetson University Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs Nationally
Applied Mathematics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $55,220 | $60,930* | — | $25,421* | — | |
| $59,076 | $114,279* | $166,324 | —* | — | |
| $68,230 | $99,193* | $125,979 | $10,000* | 0.10 | |
| $60,952 | $97,700* | — | $25,841* | 0.26 | |
| $65,997 | $94,684* | — | —* | — | |
| $69,045 | $91,559* | — | —* | — | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Stetson University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.