Analysis
In Maryland's small applied mathematics landscape, Stevenson's program sits at an estimated debt load of $25,400—higher than the national median of $21,400 for similar programs—but the projected first-year earnings of around $61,000 suggest a manageable payback scenario. That 0.42 debt-to-earnings ratio falls within what most financial advisors consider reasonable territory, meaning graduates would need less than half a year's salary to cover their total borrowing.
The challenge here is visibility. With only four schools offering applied mathematics bachelor's degrees in Maryland and none reporting actual outcomes data, we're working with national benchmarks that may or may not reflect this market. Applied math graduates nationwide range from $61,000 at the median to over $71,000 at the 75th percentile, and local employment patterns in the Baltimore-Washington corridor—with its concentration of defense contractors, tech firms, and financial institutions—could push Stevenson graduates toward either end of that spectrum.
What matters practically: if your student can keep borrowing close to or below that $25,400 estimate, the math works. Applied mathematics opens doors to data science, actuarial work, and analytics roles that typically reward quantitative skills. But with Stevenson's 83% admission rate and limited track record data, confirm the program's industry connections and internship placement before committing—these relationships will matter more than the credential alone in determining which part of that national earnings range becomes reality.
Where Stevenson University Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs Nationally
Applied Mathematics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,708 | $60,930* | — | $25,421* | — | |
| $59,076 | $114,279* | $166,324 | —* | — | |
| $68,230 | $99,193* | $125,979 | $10,000* | 0.10 | |
| $60,952 | $97,700* | — | $25,841* | 0.26 | |
| $65,997 | $94,684* | — | —* | — | |
| $69,045 | $91,559* | — | —* | — | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Stevenson University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.