Median Earnings (1yr)
$28,440
55th percentile
Median Debt
$9,322
At national median
Debt-to-Earnings
0.33
Manageable
Sample Size
370
Adequate data

Analysis

Summit Academy's construction trades program starts graduates at $28,440—slightly above both national and Minnesota medians for similar programs—but earnings actually decline to $25,611 by year four. This downward trajectory is unusual in skilled trades, where workers typically see steady wage growth as they gain experience and advance to supervisory roles.

The debt load of $9,322 creates a manageable debt-to-earnings ratio of 0.33, meaning graduates earn about $3 for every dollar borrowed. Among Minnesota's four construction trades programs, this one ranks in the 60th percentile for earnings, placing it in the middle of the pack statewide. The program serves a substantial population of Pell Grant recipients (45%), suggesting it provides access to training for students from lower-income backgrounds.

The earnings decline over time raises questions about career advancement opportunities or job stability for graduates. While the initial debt burden is reasonable and starting wages are competitive, parents should investigate whether this pattern reflects broader industry challenges in the Twin Cities market or limitations in the specific training provided. Given the strong construction job market nationally, the downward earnings trend deserves closer examination before committing to this program.

Where Summit Academy Opportunities Industrialization Center Stands

Earnings vs. debt across all construction trades certificate's programs nationally

Summit Academy Opportunities Industrialization CenterOther construction trades programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Summit Academy Opportunities Industrialization Center graduates compare to all programs nationally

Summit Academy Opportunities Industrialization Center graduates earn $28k, placing them in the 55th percentile of all construction trades certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Construction Trades certificate's programs at peer institutions in Minnesota (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Summit Academy Opportunities Industrialization Center$28,440$25,611$9,3220.33
National Median$26,284—$9,3220.35

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Summit Academy Opportunities Industrialization Center, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 370 graduates with reported earnings and 229 graduates with debt data. Small samples may not be representative.