Median Earnings (1yr)
$27,878
95th percentile (80th in MO)
Median Debt
$11,981
21% above national median
Debt-to-Earnings
0.43
Manageable
Sample Size
42
Adequate data

Analysis

Summit Salon Academy Kansas City's cosmetology program stands out dramatically in a crowded field—first-year graduates earn $27,878, beating 95% of cosmetology programs nationwide and 80% in Missouri. That's $10,000 more than the national median and $7,000 above Missouri's typical program. With debt of just under $12,000, graduates face a manageable 0.43 debt-to-earnings ratio, meaning they'd owe less than half their first-year salary. For a certificate program serving a predominantly working-class student body (59% receive Pell grants), these are genuinely strong outcomes.

The concerning part is what happens next: earnings drop to $23,669 by year four, a 15% decline that erases much of the initial advantage. This pattern isn't unusual in cosmetology—building a client base takes time, and many graduates initially work multiple jobs or long hours—but it's still worth understanding. Even with this decline, four-year earnings remain competitive with Missouri's top programs.

For families weighing cosmetology schools, this program offers a clear edge in early earning power at a reasonable debt load. Just recognize that the career trajectory in this field doesn't follow the typical upward curve, and income stability may depend more on entrepreneurial hustle than simply accumulating experience.

Where Summit Salon Academy Kansas City Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Summit Salon Academy Kansas CityOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Summit Salon Academy Kansas City graduates compare to all programs nationally

Summit Salon Academy Kansas City graduates earn $28k, placing them in the 95th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Cosmetology certificate's programs at peer institutions in Missouri (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Summit Salon Academy Kansas City$27,878$23,669$11,9810.43
Warrensburg Area Career Center$23,749$19,522——
House of Heavilin Beauty College-Blue Springs$23,309$20,195$8,0490.35
The Salon Professional Academy-St Charles$23,204$26,884$9,8330.42
Grabber School of Hair Design$22,626$22,087$12,4650.55
Paul Mitchell the School-Missouri Columbia$22,267$21,566$9,8330.44
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Warrensburg Area Career Center
Warrensburg
—$23,749—
House of Heavilin Beauty College-Blue Springs
Blue Springs
—$23,309$8,049
The Salon Professional Academy-St Charles
St. Charles
—$23,204$9,833
Grabber School of Hair Design
St. Louis
—$22,626$12,465
Paul Mitchell the School-Missouri Columbia
Columbia
—$22,267$9,833

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Summit Salon Academy Kansas City, approximately 59% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.