Median Earnings (1yr)
$16,679
45th percentile (60th in KY)
Median Debt
$10,667
8% above national median
Debt-to-Earnings
0.64
Manageable
Sample Size
100
Adequate data

Analysis

Summit Salon Academy-Lexington sits comfortably in the middle tier of Kentucky cosmetology programs, ranking in the 60th percentile statewide—meaning graduates here earn more than roughly half their peers across the state's 27 programs. First-year earnings of $16,679 trail the national median slightly, but graduates enter the field with manageable debt of $10,667, creating a debt-to-earnings ratio under 0.7 that's better than many cosmetology programs nationwide.

The earnings trajectory here tells an encouraging story: graduates see 17% income growth between year one and year four, reaching $19,450—approaching the national 75th percentile. That suggests graduates are building clientele and skills effectively. While top Kentucky programs like PJ's College in Bowling Green produce significantly higher earners ($21,439), Summit's lower debt load partly offsets that gap. The real comparison should be against Paul Mitchell-Lexington, also in town, where graduates earn $18,950 in year one with likely similar costs.

For families considering this investment, the math works if your child is committed to building a salon career in Kentucky. The debt is repayable even at entry-level earnings, and the upward trajectory shows room for growth. Just recognize that cosmetology anywhere means starting at under $20,000 annually—this program won't change that reality, but it won't burden graduates with excessive debt while they build their business either.

Where Summit Salon Academy-Lexington Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Summit Salon Academy-LexingtonOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Summit Salon Academy-Lexington graduates compare to all programs nationally

Summit Salon Academy-Lexington graduates earn $17k, placing them in the 45th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Cosmetology certificate's programs at peer institutions in Kentucky (27 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Summit Salon Academy-Lexington$16,679$19,450$10,6670.64
PJ's College of Cosmetology-Bowling Green$21,439$20,857$10,6670.50
Paul Mitchell the School-Louisville$20,033$23,572$12,5830.63
Ideal Beauty Academy$19,513$18,702$8,4010.43
Paul Mitchell the School-Lexington$18,950$18,824$16,5000.87
Empire Beauty School-Florence$18,408$20,474$15,7650.86
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
PJ's College of Cosmetology-Bowling Green
Bowling Green
—$21,439$10,667
Paul Mitchell the School-Louisville
Louisville
—$20,033$12,583
Ideal Beauty Academy
Louisville
—$19,513$8,401
Paul Mitchell the School-Lexington
Lexington
—$18,950$16,500
Empire Beauty School-Florence
Florence
—$18,408$15,765

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Summit Salon Academy-Lexington, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 100 graduates with reported earnings and 109 graduates with debt data. Small samples may not be representative.