Cosmetology at Summit Salon Academy
Undergraduate Certificate or Diploma
Analysis
Summit Salon Academy graduates earn roughly $3,500 more than the typical Florida cosmetology graduate one year after finishing—a meaningful edge in a field where most programs cluster in the mid-teens for starting pay. While the program doesn't reach the heights of Florida's community college cosmetology offerings (which top out near $30,000), it lands comfortably in the 60th percentile statewide and performs even better nationally at the 76th percentile.
The debt picture looks manageable at $9,833, translating to a debt-to-earnings ratio of 0.49—meaning graduates owe roughly half their first-year income. That's reasonable for a credential program, especially considering earnings climb to $23,139 by year four, a 15% increase that suggests graduates are building clientele and skills. Nearly half of students receive Pell grants, and the program appears to deliver for students who need financial aid.
For parents wondering if this investment makes sense, the answer hinges on geography and expectations. Your child won't match the earnings of graduates from Florida's state college programs, but they'll likely outperform most other cosmetology schools in the state while keeping debt under $10,000. If your child is committed to the beauty industry and planning to stay in Tampa, this program offers a solid foundation without crushing debt.
Where Summit Salon Academy Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Summit Salon Academy graduates compare to all programs nationally
Summit Salon Academy graduates earn $20k, placing them in the 76th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Florida
Cosmetology certificate's programs at peer institutions in Florida (127 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Summit Salon Academy | $20,153 | $23,139 | $9,833 | 0.49 |
| Florida State College at Jacksonville | $29,668 | $16,935 | $13,577 | 0.46 |
| Palm Beach State College | $24,361 | $29,926 | $9,500 | 0.39 |
| Pensacola State College | $23,911 | $19,755 | $5,500 | 0.23 |
| Suncoast Technical College | $22,662 | — | — | — |
| Tom P. Haney Technical College | $22,028 | $18,101 | — | — |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Florida State College at Jacksonville Jacksonville | $2,878 | $29,668 | $13,577 |
| Palm Beach State College Lake Worth | $3,050 | $24,361 | $9,500 |
| Pensacola State College Pensacola | $2,348 | $23,911 | $5,500 |
| Suncoast Technical College Sarasota | — | $22,662 | — |
| Tom P. Haney Technical College Panama City | — | $22,028 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Summit Salon Academy, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 153 graduates with reported earnings and 175 graduates with debt data. Small samples may not be representative.