Business, Management, Marketing, at SUNY College of Agriculture and Technology at Cobleskill

A debt-to-earnings ratio of 0.59 is manageable territory for a business bachelor's degree, though the complete picture depends on estimates drawn from peer programs. Based on comparable business programs in New York, first-year earnings around $41,400 appear typical for the state—but that's notably below the $50,700 national median for business graduates. The estimated $24,600 debt load aligns closely with both state and national norms, suggesting Cobleskill keeps costs in check relative to other SUNY programs.

What complicates the assessment is that this program serves a distinct student population—with 43% receiving Pell grants and an average SAT of 1060—yet we're comparing it against state figures that include elite private universities like NYU. The earnings estimate places Cobleskill's program right at the state median, which could mean it's performing adequately for its mission, or it could mask opportunities to earn more elsewhere. Without actual graduate outcomes from this specific program, it's difficult to know whether Cobleskill's hands-on, agriculture-focused campus culture translates into unique advantages or disadvantages in business career placement.

The practical question: Can your child reasonably handle $24,600 in loans on $41,400 in annual income? Standard repayment would run about $275 monthly—tight but feasible. Still, given the uncertainty in these figures and the $9,000 gap between state and national earnings, confirm whether Cobleskill's business network and internship connections justify choosing it over programs with verified outcomes.