Analysis
Swarthmore's cognitive science program presents an intriguing puzzle: this elite institution (7% acceptance rate, 1527 SAT average) shows estimated first-year earnings of just $41,000—less than half what Penn reports for its cognitive science graduates ($84,314). While these figures come from comparable programs nationally rather than Swarthmore's actual outcomes, the gap is striking enough to warrant careful consideration. The estimated $18,000 debt load is manageable, yielding a healthy 0.44 debt-to-earnings ratio, but that matters less if the earnings floor is genuinely this low.
The question isn't whether Swarthmore delivers quality education—it clearly does. The question is whether cognitive science as a major, even at a top school, translates to immediate earning power. This field often serves as a stepping stone to graduate programs in psychology, neuroscience, or computer science, where the real returns materialize. If your child views this as terminal preparation for the job market, the estimated figures suggest they might struggle initially compared to peers in more directly marketable fields.
Given the lack of specific data for Swarthmore's program, talk honestly with current students and recent graduates about their career trajectories. If most are heading to grad school or tech companies that value the computational aspects of cognitive science, that national median may not reflect this program's reality. But if the $41,000 figure holds true, understand you're investing in an elite credential that may require additional education to pay off financially.
Where Swarthmore College Stands
Earnings vs. debt across all cognitive science bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Cognitive Science bachelors's programs at peer institutions in Pennsylvania (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $62,412 | $41,362* | — | $18,000* | — | |
| $66,104 | $84,314* | $96,904 | $18,660* | 0.22 | |
| National Median | — | $41,362* | — | $17,750* | 0.43 |
Career Paths
Occupations commonly associated with cognitive science graduates
Natural Sciences Managers
Clinical Research Coordinators
Community and Social Service Specialists, All Other
Directors, Religious Activities and Education
Religious Workers, All Other
Postsecondary Teachers, All Other
Self-Enrichment Teachers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Swarthmore College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 19 similar programs. Actual outcomes may vary.