Est. Earnings (1yr)
$41,362
Est. from national median (19 programs)
Est. Median Debt
$18,000
Est. from national median (7 programs)

Analysis

Swarthmore's cognitive science program presents an intriguing puzzle: this elite institution (7% acceptance rate, 1527 SAT average) shows estimated first-year earnings of just $41,000—less than half what Penn reports for its cognitive science graduates ($84,314). While these figures come from comparable programs nationally rather than Swarthmore's actual outcomes, the gap is striking enough to warrant careful consideration. The estimated $18,000 debt load is manageable, yielding a healthy 0.44 debt-to-earnings ratio, but that matters less if the earnings floor is genuinely this low.

The question isn't whether Swarthmore delivers quality education—it clearly does. The question is whether cognitive science as a major, even at a top school, translates to immediate earning power. This field often serves as a stepping stone to graduate programs in psychology, neuroscience, or computer science, where the real returns materialize. If your child views this as terminal preparation for the job market, the estimated figures suggest they might struggle initially compared to peers in more directly marketable fields.

Given the lack of specific data for Swarthmore's program, talk honestly with current students and recent graduates about their career trajectories. If most are heading to grad school or tech companies that value the computational aspects of cognitive science, that national median may not reflect this program's reality. But if the $41,000 figure holds true, understand you're investing in an elite credential that may require additional education to pay off financially.

Where Swarthmore College Stands

Earnings vs. debt across all cognitive science bachelors's programs nationally

Compare to Similar Programs in Pennsylvania

Cognitive Science bachelors's programs at peer institutions in Pennsylvania (6 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Swarthmore CollegeSwarthmore$62,412$41,362*$18,000*
University of PennsylvaniaPhiladelphia$66,104$84,314*$96,904$18,660*0.22
National Median$41,362*$17,750*0.43
* Estimated from similar programs

Career Paths

Occupations commonly associated with cognitive science graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Community and Social Service Specialists, All Other

All community and social service specialists not listed separately.

Directors, Religious Activities and Education

Coordinate or design programs and conduct outreach to promote the religious education or activities of a denominational group. May provide counseling, guidance, and leadership relative to marital, health, financial, and religious problems.

Religious Workers, All Other

All religious workers not listed separately.

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

Self-Enrichment Teachers

Teach or instruct individuals or groups for the primary purpose of self-enrichment or recreation, rather than for an occupational objective, educational attainment, competition, or fitness.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Swarthmore College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 19 similar programs. Actual outcomes may vary.