Cosmetology at TC Beauty
Undergraduate Certificate or Diploma
Analysis
TC Beauty's cosmetology program shows relatively low initial earnings—$14,598 places it in just the 25th percentile among Tennessee beauty schools—but the trajectory tells a more encouraging story. Graduates see earnings jump 41% to $20,587 by year four, which closes much of the gap with higher-performing programs. The modest $9,833 debt load (about average for cosmetology programs) means graduates face manageable repayment even during those lean early years. For context, Tennessee's top programs like The Salon Professional Academy-Nashville start graduates at $25,878, so there's a clear earnings difference at launch.
The real question is whether the eventual catch-up justifies the slower start. With two-thirds of students receiving Pell grants, this serves a population that needs quick financial returns. Those first few years earning $14,000-$17,000 will be tight, especially with loan payments beginning. The 41% earnings growth suggests graduates who stick with the industry do build sustainable income, but that initial period requires either additional financial support or a second income source.
If your child is committed to cosmetology and TC Beauty offers significant advantages in location or scheduling, the debt burden won't sink them. But given that several Tennessee programs start graduates $5,000-$10,000 higher annually while charging similar debt, exploring schools in Nashville or Murfreesboro makes financial sense unless Johnson City offers compelling personal reasons to stay local.
Where TC Beauty Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How TC Beauty graduates compare to all programs nationally
TC Beauty graduates earn $15k, placing them in the 23th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Tennessee
Cosmetology certificate's programs at peer institutions in Tennessee (47 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| TC Beauty | $14,598 | $20,587 | $9,833 | 0.67 |
| The Salon Professional Academy-Nashville | $25,878 | $29,204 | $9,833 | 0.38 |
| Tennessee College of Applied Technology-Murfreesboro | $22,176 | — | — | — |
| Image Maker Beauty Institute | $21,451 | — | $11,580 | 0.54 |
| Austin's Beauty College Inc | $20,977 | — | $9,833 | 0.47 |
| Brillare Beauty Institute | $20,885 | — | $7,917 | 0.38 |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Tennessee
Compare tuition, earnings, and debt across Tennessee schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The Salon Professional Academy-Nashville Nashville | — | $25,878 | $9,833 |
| Tennessee College of Applied Technology-Murfreesboro Murfreesboro | — | $22,176 | — |
| Image Maker Beauty Institute Hendersonville | — | $21,451 | $11,580 |
| Austin's Beauty College Inc Clarksville | — | $20,977 | $9,833 |
| Brillare Beauty Institute Cleveland | — | $20,885 | $7,917 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At TC Beauty, approximately 67% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 92 graduates with reported earnings and 93 graduates with debt data. Small samples may not be representative.