Analysis
TC Beauty's cosmetology program shows relatively low initial earnings—$14,598 places it in just the 25th percentile among Tennessee beauty schools—but the trajectory tells a more encouraging story. Graduates see earnings jump 41% to $20,587 by year four, which closes much of the gap with higher-performing programs. The modest $9,833 debt load (about average for cosmetology programs) means graduates face manageable repayment even during those lean early years. For context, Tennessee's top programs like The Salon Professional Academy-Nashville start graduates at $25,878, so there's a clear earnings difference at launch.
The real question is whether the eventual catch-up justifies the slower start. With two-thirds of students receiving Pell grants, this serves a population that needs quick financial returns. Those first few years earning $14,000-$17,000 will be tight, especially with loan payments beginning. The 41% earnings growth suggests graduates who stick with the industry do build sustainable income, but that initial period requires either additional financial support or a second income source.
If your child is committed to cosmetology and TC Beauty offers significant advantages in location or scheduling, the debt burden won't sink them. But given that several Tennessee programs start graduates $5,000-$10,000 higher annually while charging similar debt, exploring schools in Nashville or Murfreesboro makes financial sense unless Johnson City offers compelling personal reasons to stay local.
Where TC Beauty Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Earnings Distribution
How TC Beauty graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| TC Beauty | $14,598 | $20,587 | +41% |
| The Salon Professional Academy-Nashville | $25,878 | $29,204 | +13% |
| Paul Mitchell the School-Murfreesboro | $20,606 | $24,432 | +19% |
| Paul Mitchell the School-Murfreesboro-Nashville | $20,606 | $24,432 | +19% |
| Paul Mitchell the School-Memphis | $17,239 | $21,824 | +27% |
Compare to Similar Programs in Tennessee
Cosmetology certificate's programs at peer institutions in Tennessee (47 total in state)
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| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| $14,598 | $20,587 | $9,833 | 0.67 | |
| $25,878 | $29,204 | $9,833 | 0.38 | |
| $22,176 | — | — | — | |
| $21,451 | — | $11,580 | 0.54 | |
| $20,977 | — | $9,833 | 0.47 | |
| $20,885 | — | $7,917 | 0.38 | |
| National Median | $17,113 | — | $9,862 | 0.58 |
Career Paths
Occupations commonly associated with cosmetology graduates
Skincare Specialists
Barbers
Hairdressers, Hairstylists, and Cosmetologists
Manicurists and Pedicurists
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
First-Line Supervisors of Personal Service Workers
Makeup Artists, Theatrical and Performance
Shampooers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At TC Beauty, approximately 67% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 92 graduates with reported earnings and 93 graduates with debt data. Small samples may not be representative.