Analysis
Temple's estimated outcomes for Applied Mathematics align closely with what similar Pennsylvania programs typically produce—around $58,000 in first-year earnings and roughly $22,500 in debt. These figures track well with the national median of $61,000, suggesting this is a solid quantitative degree that typically leads to employable skills. The debt-to-earnings ratio of 0.39 means graduates would owe about five months of their first-year salary, a manageable starting point for STEM careers.
What's less certain is how Temple specifically positions its graduates compared to peers. While some Pennsylvania programs in applied mathematics report slightly higher starting earnings (Robert Morris at $62,000, for example), the differences are modest enough that program quality, internship opportunities, and individual career choices likely matter more than the school name. The 83% admission rate and substantial Pell grant population suggest Temple serves a broad range of students, which could mean more variable outcomes than at more selective institutions.
The key question is whether your student can leverage Temple's Philadelphia location for internships in finance, analytics, or tech—sectors where applied math degrees typically gain traction. Without actual graduate outcomes for this specific program, you're betting on Temple's general reputation and the field's strong fundamentals. The debt level won't be crushing, but confirming what career support and employer connections exist would help validate whether this estimate reflects what your child is likely to experience.
Where Temple University Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Applied Mathematics bachelors's programs at peer institutions in Pennsylvania (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $22,082 | $58,358* | — | $22,571* | — | |
| $34,940 | $62,328* | $75,554 | $25,000* | 0.40 | |
| $14,620 | $58,358* | $78,897 | $22,571* | 0.39 | |
| $14,630 | $58,358* | $78,897 | $22,571* | 0.39 | |
| $21,524 | $58,358* | $78,897 | $22,571* | 0.39 | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Temple University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in PA. Actual outcomes may vary.