Analysis
Tenaj Salon Institute positions in the middle of Florida's cosmetology landscape—earning $18,495 four years out, which ranks in the 60th percentile statewide. That's ahead of the median Florida graduate but reveals a crucial reality: even the strongest programs in this field deliver modest absolute earnings. Florida State College at Jacksonville's top performers earn $29,668, showing the ceiling is relatively low no matter where you train.
The $11,020 debt load sits slightly above both state and national medians, creating a debt-to-earnings ratio of 0.65. That's manageable—graduates can realistically repay this amount on cosmetology wages—but the narrow earnings growth of just 8% over four years means there's little room for income to outpace living costs. Most cosmetology careers depend heavily on tips, client relationships, and entrepreneurial hustle rather than credential pedigree.
For families considering this path, understand you're investing $11,000 to enter a field where mid-$20,000s represents success even at Florida's best programs. If your child is passionate about hair and beauty, this program provides adequate preparation without excessive debt. But the financial returns depend far more on their business acumen and work ethic than where they earned their certificate. The debt is reasonable; the earnings potential is simply what it is across this entire industry.
Where Tenaj Salon Institute Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Earnings Distribution
How Tenaj Salon Institute graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Tenaj Salon Institute | $17,077 | $18,495 | +8% |
| Palm Beach State College | $24,361 | $29,926 | +23% |
| Paul Mitchell the School-Fort Lauderdale | $17,570 | $27,864 | +59% |
| Florida Academy | $16,245 | $26,868 | +65% |
| Daytona College | $20,872 | $25,239 | +21% |
Compare to Similar Programs in Florida
Cosmetology certificate's programs at peer institutions in Florida (127 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| — | $17,077 | $18,495 | $11,020 | 0.65 | |
| $2,878 | $29,668 | $16,935 | $13,577 | 0.46 | |
| $3,050 | $24,361 | $29,926 | $9,500 | 0.39 | |
| $2,348 | $23,911 | $19,755 | $5,500 | 0.23 | |
| — | $22,662 | — | — | — | |
| — | $22,028 | $18,101 | — | — | |
| National Median | — | $17,113 | — | $9,862 | 0.58 |
Career Paths
Occupations commonly associated with cosmetology graduates
Skincare Specialists
Barbers
Hairdressers, Hairstylists, and Cosmetologists
Manicurists and Pedicurists
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
First-Line Supervisors of Personal Service Workers
Makeup Artists, Theatrical and Performance
Shampooers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tenaj Salon Institute, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 135 graduates with reported earnings and 147 graduates with debt data. Small samples may not be representative.