Cosmetology at Tenaj Salon Institute
Undergraduate Certificate or Diploma
Analysis
Tenaj Salon Institute positions in the middle of Florida's cosmetology landscape—earning $18,495 four years out, which ranks in the 60th percentile statewide. That's ahead of the median Florida graduate but reveals a crucial reality: even the strongest programs in this field deliver modest absolute earnings. Florida State College at Jacksonville's top performers earn $29,668, showing the ceiling is relatively low no matter where you train.
The $11,020 debt load sits slightly above both state and national medians, creating a debt-to-earnings ratio of 0.65. That's manageable—graduates can realistically repay this amount on cosmetology wages—but the narrow earnings growth of just 8% over four years means there's little room for income to outpace living costs. Most cosmetology careers depend heavily on tips, client relationships, and entrepreneurial hustle rather than credential pedigree.
For families considering this path, understand you're investing $11,000 to enter a field where mid-$20,000s represents success even at Florida's best programs. If your child is passionate about hair and beauty, this program provides adequate preparation without excessive debt. But the financial returns depend far more on their business acumen and work ethic than where they earned their certificate. The debt is reasonable; the earnings potential is simply what it is across this entire industry.
Where Tenaj Salon Institute Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Tenaj Salon Institute graduates compare to all programs nationally
Tenaj Salon Institute graduates earn $17k, placing them in the 50th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Florida
Cosmetology certificate's programs at peer institutions in Florida (127 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Tenaj Salon Institute | $17,077 | $18,495 | $11,020 | 0.65 |
| Florida State College at Jacksonville | $29,668 | $16,935 | $13,577 | 0.46 |
| Palm Beach State College | $24,361 | $29,926 | $9,500 | 0.39 |
| Pensacola State College | $23,911 | $19,755 | $5,500 | 0.23 |
| Suncoast Technical College | $22,662 | — | — | — |
| Tom P. Haney Technical College | $22,028 | $18,101 | — | — |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Florida State College at Jacksonville Jacksonville | $2,878 | $29,668 | $13,577 |
| Palm Beach State College Lake Worth | $3,050 | $24,361 | $9,500 |
| Pensacola State College Pensacola | $2,348 | $23,911 | $5,500 |
| Suncoast Technical College Sarasota | — | $22,662 | — |
| Tom P. Haney Technical College Panama City | — | $22,028 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tenaj Salon Institute, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 135 graduates with reported earnings and 147 graduates with debt data. Small samples may not be representative.