Median Earnings (1yr)
$20,870
83rd percentile (60th in TN)
Median Debt
$9,300
6% below national median
Debt-to-Earnings
0.45
Manageable
Sample Size
91
Adequate data

Analysis

Tennessee College of Applied Technology Nashville's cosmetology program produces graduates earning around $21,000 annually, placing it in the 83rd percentile nationally—significantly above the typical cosmetology program. However, within Tennessee's competitive beauty education landscape, it lands in the middle of the pack at the 60th percentile. The debt burden of $9,300 is modest and slightly below both state and national medians, creating a manageable debt-to-earnings ratio of 0.45 that most graduates should be able to handle.

The challenge here is that earnings essentially flatline after graduation, growing only 1% over four years. While some programs in Nashville (like The Salon Professional Academy at $25,878) demonstrate significantly higher earning potential, TCAT Nashville still outperforms most cosmetology programs nationwide and holds its own against Tennessee's median. For a student committed to cosmetology who wants affordable training without relocating, this represents a practical choice—just understand that $21,000 will likely be the ceiling, not the starting point.

The real question is whether your child has entrepreneurial ambitions or plans to build a clientele over time, since the earnings data only captures W-2 income. Many successful stylists eventually earn through booth rentals or salon ownership, paths that won't show up in these numbers but could justify the investment beyond what the federal data reveals.

Where Tennessee College of Applied Technology Nashville Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Tennessee College of Applied Technology NashvilleOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tennessee College of Applied Technology Nashville graduates compare to all programs nationally

Tennessee College of Applied Technology Nashville graduates earn $21k, placing them in the 83th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Cosmetology certificate's programs at peer institutions in Tennessee (47 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee College of Applied Technology Nashville$20,870$21,095$9,3000.45
The Salon Professional Academy-Nashville$25,878$29,204$9,8330.38
Tennessee College of Applied Technology-Murfreesboro$22,176———
Image Maker Beauty Institute$21,451—$11,5800.54
Austin's Beauty College Inc$20,977—$9,8330.47
Brillare Beauty Institute$20,885—$7,9170.38
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
The Salon Professional Academy-Nashville
Nashville
—$25,878$9,833
Tennessee College of Applied Technology-Murfreesboro
Murfreesboro
—$22,176—
Image Maker Beauty Institute
Hendersonville
—$21,451$11,580
Austin's Beauty College Inc
Clarksville
—$20,977$9,833
Brillare Beauty Institute
Cleveland
—$20,885$7,917

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee College of Applied Technology Nashville, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 91 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.