Cosmetology at Tennessee College of Applied Technology Nashville
Undergraduate Certificate or Diploma
Analysis
Tennessee College of Applied Technology Nashville's cosmetology program produces graduates earning around $21,000 annually, placing it in the 83rd percentile nationally—significantly above the typical cosmetology program. However, within Tennessee's competitive beauty education landscape, it lands in the middle of the pack at the 60th percentile. The debt burden of $9,300 is modest and slightly below both state and national medians, creating a manageable debt-to-earnings ratio of 0.45 that most graduates should be able to handle.
The challenge here is that earnings essentially flatline after graduation, growing only 1% over four years. While some programs in Nashville (like The Salon Professional Academy at $25,878) demonstrate significantly higher earning potential, TCAT Nashville still outperforms most cosmetology programs nationwide and holds its own against Tennessee's median. For a student committed to cosmetology who wants affordable training without relocating, this represents a practical choice—just understand that $21,000 will likely be the ceiling, not the starting point.
The real question is whether your child has entrepreneurial ambitions or plans to build a clientele over time, since the earnings data only captures W-2 income. Many successful stylists eventually earn through booth rentals or salon ownership, paths that won't show up in these numbers but could justify the investment beyond what the federal data reveals.
Where Tennessee College of Applied Technology Nashville Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Tennessee College of Applied Technology Nashville graduates compare to all programs nationally
Tennessee College of Applied Technology Nashville graduates earn $21k, placing them in the 83th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Tennessee
Cosmetology certificate's programs at peer institutions in Tennessee (47 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Tennessee College of Applied Technology Nashville | $20,870 | $21,095 | $9,300 | 0.45 |
| The Salon Professional Academy-Nashville | $25,878 | $29,204 | $9,833 | 0.38 |
| Tennessee College of Applied Technology-Murfreesboro | $22,176 | — | — | — |
| Image Maker Beauty Institute | $21,451 | — | $11,580 | 0.54 |
| Austin's Beauty College Inc | $20,977 | — | $9,833 | 0.47 |
| Brillare Beauty Institute | $20,885 | — | $7,917 | 0.38 |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Tennessee
Compare tuition, earnings, and debt across Tennessee schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The Salon Professional Academy-Nashville Nashville | — | $25,878 | $9,833 |
| Tennessee College of Applied Technology-Murfreesboro Murfreesboro | — | $22,176 | — |
| Image Maker Beauty Institute Hendersonville | — | $21,451 | $11,580 |
| Austin's Beauty College Inc Clarksville | — | $20,977 | $9,833 |
| Brillare Beauty Institute Cleveland | — | $20,885 | $7,917 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee College of Applied Technology Nashville, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 91 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.