Median Earnings (1yr)
$32,793
12th percentile
Median Debt
$30,099
24% above national median
Debt-to-Earnings
0.92
Manageable
Sample Size
42
Adequate data

Analysis

Tennessee State's Family and Consumer Economics program ranks at the 60th percentile among Tennessee schools—middle of the pack in a state where this field doesn't pay particularly well. At $32,793 in first-year earnings, graduates earn about 18% below the national median for this major, though they match Tennessee's state average. The bigger concern isn't just the modest starting salary; it's the trajectory. Earnings actually decline to $31,584 by year four, an unusual pattern that suggests limited career advancement or graduates leaving the field altogether.

The debt picture offers a silver lining: at $30,099, it's one of the lowest debt loads nationally for this program (5th percentile), which translates to a manageable debt-to-earnings ratio under 1.0. For context, graduates here carry about $6,000 more debt than peers at nearby Middle Tennessee State, who earn roughly the same amount. Meanwhile, UT-Knoxville grads in this field earn $10,000+ more annually, though likely with higher debt.

This program serves an accessible student body—over half receive Pell grants—and delivers credentials without crushing debt. However, the combination of below-average earnings and declining income over time means graduates may struggle to build financial momentum after college. Parents should understand this is a path to stable employment rather than strong income growth, and compare carefully against UT-Knoxville if cost differences aren't prohibitive.

Where Tennessee State University Stands

Earnings vs. debt across all family and consumer economics bachelors's programs nationally

Tennessee State UniversityOther family and consumer economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tennessee State University graduates compare to all programs nationally

Tennessee State University graduates earn $33k, placing them in the 12th percentile of all family and consumer economics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Family and Consumer Economics bachelors's programs at peer institutions in Tennessee (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee State University$32,793$31,584$30,0990.92
The University of Tennessee-Knoxville$43,014$47,117$17,8440.41
Middle Tennessee State University$31,988$33,418$26,0000.81
National Median$40,141—$24,2700.60

Other Family and Consumer Economics Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Tennessee-Knoxville
Knoxville
$13,484$43,014$17,844
Middle Tennessee State University
Murfreesboro
$9,506$31,988$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee State University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.