Median Earnings (1yr)
$29,114
25th percentile (40th in TN)
Median Debt
$20,975
21% below national median
Debt-to-Earnings
0.72
Manageable
Sample Size
76
Adequate data

Analysis

Tennessee Tech's Family and Consumer Sciences program starts modestly but demonstrates something promising: graduates see their earnings jump 32% by year four, reaching $38,326. That's notable growth in a field where career trajectories can plateau early. While the $29,114 starting salary lands in the 25th percentile nationally, it's right at the Tennessee median of $29,201, meaning students aren't being disadvantaged compared to in-state alternatives.

The debt picture looks manageable. At $20,975, graduates owe about $3,000 less than the national median and roughly $3,000 less than Tennessee's typical burden for this major. That 0.72 debt-to-earnings ratio means the loan is less than one year's starting salary—tight but workable. The University of Tennessee-Martin's similar program shows nearly identical starting earnings ($29,288), suggesting this is the realistic entry point for the field in Tennessee rather than a program-specific weakness.

The real question is whether that year-four salary trajectory continues upward or flattens out. If the growth persists, this becomes a solid middle-class pathway. If it stalls, graduates face mediocre long-term earnings. For families committed to this field and staying in Tennessee, the lower-than-average debt and upward momentum make this a reasonable choice—just understand you're trading a stronger starting salary for the possibility of steady advancement.

Where Tennessee Technological University Stands

Earnings vs. debt across all family and consumer sciences/human sciences bachelors's programs nationally

Tennessee Technological UniversityOther family and consumer sciences/human sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tennessee Technological University graduates compare to all programs nationally

Tennessee Technological University graduates earn $29k, placing them in the 25th percentile of all family and consumer sciences/human sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Family and Consumer Sciences/Human Sciences bachelors's programs at peer institutions in Tennessee (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee Technological University$29,114$38,326$20,9750.72
The University of Tennessee-Martin$29,288$34,422$27,0000.92
National Median$31,748—$26,5000.83

Other Family and Consumer Sciences/Human Sciences Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Tennessee-Martin
Martin
$10,208$29,288$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee Technological University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 76 graduates with reported earnings and 83 graduates with debt data. Small samples may not be representative.