Median Earnings (1yr)
$51,398
92nd percentile (60th in TX)
Median Debt
$19,212
25% below national median
Debt-to-Earnings
0.37
Manageable
Sample Size
50
Adequate data

Analysis

Texas A&M-Central Texas delivers something rare in interdisciplinary studies: first-year earnings that beat 92% of similar programs nationwide, paired with debt that's nearly $6,000 below the national median. For families near Fort Hood, this open-access institution produces graduates earning $51,398 right out of college—substantially more than the $38,704 national median and competitive within Texas, though not elite (60th percentile statewide). The debt burden of $19,212 translates to a manageable 0.37 debt-to-earnings ratio, meaning graduates owe less than five months of their first year's salary.

The wrinkle: earnings actually drop to $48,928 by year four, a 5% decline that warrants attention. This pattern likely reflects the program's role serving military-connected students who may transition to different career paths or relocate after initial employment. Still, even with this dip, the year-four earnings remain well above the national median, and the low debt keeps the investment sound.

For a family considering this program, the math works clearly: below-average debt, above-average starting salary, and immediate post-graduation employment prospects. The earnings decline suggests this isn't a traditional career-ladder degree, but for students—particularly those with military connections—seeking a flexible bachelor's credential without heavy debt, this program delivers measurable value where many interdisciplinary degrees struggle.

Where Texas A&M University-Central Texas Stands

Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally

Texas A&M University-Central TexasOther multi/interdisciplinary studies programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas A&M University-Central Texas graduates compare to all programs nationally

Texas A&M University-Central Texas graduates earn $51k, placing them in the 92th percentile of all multi/interdisciplinary studies bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Multi/Interdisciplinary Studies bachelors's programs at peer institutions in Texas (55 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas A&M University-Central Texas$51,398$48,928$19,2120.37
Texas Southern University$57,511$53,527$37,1250.65
University of Houston$56,904$53,107$21,5000.38
University of Houston-Clear Lake$56,645$53,078$20,9040.37
Texas Woman's University$54,038$51,475$21,6680.40
University of North Texas$53,733$53,283$23,5730.44
National Median$38,704—$25,4950.66

Other Multi/Interdisciplinary Studies Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Southern University
Houston
$9,173$57,511$37,125
University of Houston
Houston
$9,711$56,904$21,500
University of Houston-Clear Lake
Houston
$7,746$56,645$20,904
Texas Woman's University
Denton
$8,648$54,038$21,668
University of North Texas
Denton
$11,164$53,733$23,573

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A&M University-Central Texas, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 50 graduates with reported earnings and 56 graduates with debt data. Small samples may not be representative.