Median Earnings (1yr)
$53,997
95th percentile
Median Debt
$27,750
14% above national median
Debt-to-Earnings
0.51
Manageable
Sample Size
57
Adequate data

Analysis

Texas Tech's Family and Consumer Economics program produces graduates earning nearly $54,000 in their first year—dramatically outperforming the national median of $40,141 for this field. While the program ranks in the 95th percentile nationally, it's worth noting that among Texas programs (only two schools offer this degree in-state), it sits at the 60th percentile, still ahead of Texas State but below the state median. The standout feature here is debt management: graduates carry just $27,750, placing this program in the 9th percentile nationally for debt burden—meaning 91% of comparable programs saddle students with more debt.

The math works strongly in graduates' favor. With a debt-to-earnings ratio of 0.51, students owe roughly half their first-year salary, well below concerning thresholds. More importantly, earnings grow 25% by year four to $67,444, making debt repayment increasingly manageable. This trajectory suggests graduates are building marketable skills that translate to career advancement.

For a family considering this program, the fundamentals are solid: reasonable debt, strong starting salary, and consistent earnings growth. The modest sample size means individual outcomes will vary, but the combination of controlled borrowing and above-average earnings makes this a financially sensible choice within the Family and Consumer Economics field. Parents should feel confident that their investment will yield returns that justify the cost.

Where Texas Tech University Stands

Earnings vs. debt across all family and consumer economics bachelors's programs nationally

Texas Tech UniversityOther family and consumer economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas Tech University graduates compare to all programs nationally

Texas Tech University graduates earn $54k, placing them in the 95th percentile of all family and consumer economics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Family and Consumer Economics bachelors's programs at peer institutions in Texas (2 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas Tech University$53,997$67,444$27,7500.51
Texas State University$45,666$44,434$19,8220.43
National Median$40,141—$24,2700.60

Other Family and Consumer Economics Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas State University
San Marcos
$11,450$45,666$19,822

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Tech University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 57 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.