Median Earnings (1yr)
$15,101
27th percentile (40th in PA)
Median Debt
$12,696
29% above national median
Debt-to-Earnings
0.84
Manageable
Sample Size
91
Adequate data

Analysis

The Beauty Institute's cosmetology program produces earnings below both national and state levels, yet manages to keep debt relatively contained—a partial silver lining that doesn't fully offset the income reality. At $15,101 in the first year, graduates earn about $1,100 less than the Pennsylvania median and $2,000 below the national benchmark. This matters because competing Pennsylvania schools like Metro Beauty Academy and Penn Commercial consistently produce graduates earning $20,000+, a meaningful difference when you're working with these income levels.

The debt picture offers some relief: at $12,696, it sits slightly below the Pennsylvania median and well below the national 75th percentile. With a debt-to-earnings ratio of 0.84, graduates theoretically owe less than one year's salary. However, actually servicing that debt on $15,000 annually presents real challenges, even with modest growth to $16,382 by year four. The program serves a predominantly Pell-eligible population (68%), suggesting many students enter with limited financial cushion.

For parents, the core question is whether this investment makes sense when other Pennsylvania schools produce 30-40% higher earnings with similar debt loads. If proximity to Stroudsburg matters or your child has specific reasons to attend this institution, understand they'll likely start their career earning considerably less than peers at stronger programs within the same state.

Where The Beauty Institute Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

The Beauty InstituteOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The Beauty Institute graduates compare to all programs nationally

The Beauty Institute graduates earn $15k, placing them in the 27th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Cosmetology certificate's programs at peer institutions in Pennsylvania (60 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The Beauty Institute$15,101$16,382$12,6960.84
Metro Beauty Academy$21,226$21,774$13,3810.63
Penn Commercial Business/Technical School$20,871$21,778$11,3180.54
South Hills Beauty Academy$20,852$22,780$7,6620.37
Douglas Education Center$20,532$20,851$11,6460.57
Lancaster School of Cosmetology & Therapeutic Bodywork$19,624$23,986$7,2080.37
National Median$17,113$9,8620.58

Other Cosmetology Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
Metro Beauty Academy
Allentown
$21,226$13,381
Penn Commercial Business/Technical School
Washington
$13,654$20,871$11,318
South Hills Beauty Academy
Pittsburgh
$20,852$7,662
Douglas Education Center
Monessen
$18,950$20,532$11,646
Lancaster School of Cosmetology & Therapeutic Bodywork
Lancaster
$19,624$7,208

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The Beauty Institute, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.