Entrepreneurial and Small Business Operations at The College of the Florida Keys
Undergraduate Certificate or Diploma
cfk.eduAnalysis
An undergraduate certificate in entrepreneurial studies typically leads to starting salaries around $42,000 nationally, and peer programs in Florida suggest this College of the Florida Keys program follows that pattern. The estimated debt load of $18,788 would translate to roughly $200 in monthly loan payments—manageable on that first-year salary, though it's worth noting Florida programs average closer to $14,000 in debt. The 0.45 debt-to-earnings ratio falls within reasonable bounds for a certificate program, though students here may be borrowing slightly more than at other Florida schools.
The challenge with small business certificates is that outcomes depend heavily on what students do after graduation. Those who launch businesses may see widely varying results, while those who take jobs in existing small businesses are competing with candidates who have traditional business credentials. Similar Florida programs show a tight salary range in the upper $30,000s to low $40,000s, which suggests consistent but modest early earnings potential. The Keys' unique tourism-heavy economy could cut either ways—offering entrepreneurial opportunities but with higher living costs than mainland Florida.
For families considering this program, the key question is whether your student has a specific business concept or industry connection. Without concrete data on this school's graduates specifically, you're making a bet that outcomes will mirror peer programs—reasonable for those with a clear plan, riskier as general business training.
Where The College of the Florida Keys Stands
Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally
Compare to Similar Programs in Florida
Entrepreneurial and Small Business Operations certificate's programs at peer institutions in Florida (26 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,279 | $41,685* | — | $18,788* | — | |
| $3,106 | $40,824* | — | $10,740* | 0.26 | |
| $2,506 | $36,690* | — | $16,573* | 0.45 | |
| National Median | — | $41,684* | — | $18,788* | 0.45 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The College of the Florida Keys, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.