Analysis
The estimated $22,000 debt load for this geography degree falls slightly below what most comparable programs nationally carry, while first-year earnings tracking right at the national median of $38,726 suggests Montana's program delivers reasonably typical outcomes for the field. With a debt-to-earnings ratio of 0.58, graduates would need to devote roughly seven months of their first year's salary to paying off student loans—a manageable burden compared to many bachelor's programs, though not exactly generous given geography's modest starting wages.
Geography and cartography occupy an interesting niche—spatial analysis skills are increasingly valuable as GIS technology becomes essential across environmental consulting, urban planning, and government agencies. However, career advancement often requires graduate work or specialized certificates, which means these first-year figures may understate both the field's potential and its true educational costs. Montana's 96% admission rate and strong Pell grant support (28% of students) indicate accessibility, but with only two schools in the state offering this major, local comparison is impossible.
For parents, the key question is whether your student has a clear path from mapping coursework to employment. Geography degrees can lead to solid careers, but they're rarely as straightforward as engineering or nursing. If your child is passionate about spatial analysis and has identified specific career goals—particularly roles that value Montana's strong natural resource management connections—this estimated cost-benefit picture looks workable. Without that focus, the modest starting salary becomes more concerning.
Where The University of Montana Stands
Earnings vs. debt across all geography and cartography bachelors's programs nationally
Compare to Similar Programs Nationally
Geography and Cartography bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,152 | $38,726* | — | $22,359* | — | |
| $16,400 | $58,786* | — | —* | — | |
| $65,739 | $56,756* | — | —* | — | |
| $13,099 | $54,204* | $64,337 | $16,479* | 0.30 | |
| $8,994 | $53,079* | — | —* | — | |
| $64,990 | $52,883* | — | $25,000* | 0.47 | |
| National Median | — | $38,726* | — | $22,657* | 0.59 |
Career Paths
Occupations commonly associated with geography and cartography graduates
Geographers
Geography Teachers, Postsecondary
Cartographers and Photogrammetrists
Surveying and Mapping Technicians
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Montana, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 95 similar programs. Actual outcomes may vary.