Liberal Arts and Sciences, General Studies and Humanities at The University of Montana

University of Montana's Liberal Arts associate program matches the state median for first-year earnings at $30,794—putting graduates ahead of 77% of similar programs nationally but right in the middle pack among Montana schools. The concerning signal here is the earnings trajectory: graduates actually earn less four years out ($28,823) than right after graduation, suggesting many are either stuck in entry-level positions or taking time off from the workforce. The small sample size (under 30 graduates tracked) means these figures could shift considerably with more data.

The $18,500 in median debt is unusually high for an associate degree—nearly double the national median and well above what students at other Montana community colleges carry. However, the debt-to-earnings ratio of 0.60 remains manageable, meaning graduates should be able to handle payments even at these starting wages. Still, when you're comparing debt loads, Helena College and Flathead Valley students graduate with similar earning potential but likely less financial burden.

For an associate degree meant to be a stepping stone—either to a bachelor's program or into the workforce—this works best if your student plans to transfer and complete a four-year degree. As a terminal credential for immediate employment, the declining earnings pattern and above-average debt create a shakier foundation than community college alternatives closer to home.