Analysis
A debt-to-earnings ratio of 0.72 suggests a manageable financial picture for this social sciences degree, though peer programs in Michigan typically produce stronger outcomes. While similar bachelor's programs nationally suggest first-year earnings around $37,500, Michigan's median for social sciences sits notably higher at $44,700—meaning comparable programs in-state generally lead to stronger early career results. The estimated $27,000 debt burden aligns with national norms and would translate to monthly payments around $300, which is workable on these projected earnings, though tighter than what graduates from higher-earning Michigan programs might experience.
The bigger question is competitiveness. With a 97% admission rate and 42% of students on Pell grants, Olivet serves a different population than Michigan State or Grand Valley State, whose social sciences graduates earn in the mid-$40,000s. These estimates don't tell us whether Olivet's actual outcomes match, exceed, or fall short of peer programs—they simply indicate what similar programs typically produce. For a family prioritizing affordability and access, the estimated debt level isn't alarming, but the earnings gap compared to state benchmarks means your child might start their career at a financial disadvantage relative to graduates from larger Michigan universities.
Given the estimation uncertainty, the practical move is requesting actual outcomes data directly from Olivet's career services office. Ask specifically about employment rates and starting salaries for recent social sciences graduates—real numbers matter more than peer-program projections when you're writing a tuition check.
Where The University of Olivet Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Michigan
Social Sciences bachelors's programs at peer institutions in Michigan (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,076 | $37,459* | — | $26,975* | — | |
| $15,988 | $46,206* | $50,723 | $29,198* | 0.63 | |
| $14,628 | $43,217* | $44,033 | $27,400* | 0.63 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Olivet, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.