Median Earnings (1yr)
$60,284
10th percentile
Median Debt
$25,500
1% above national median

Analysis

UTC's Engineering-Related Fields program graduates start at $60,284—about $8,000 below the national median and roughly $3,500 below Tennessee's state average. Within Tennessee's small pool of three programs, this ranks at the 40th percentile, trailing Middle Tennessee State by over $7,000. Perhaps more troubling, earnings barely budge over the first four years, growing just 2% to $61,709, suggesting graduates may be entering roles with limited advancement potential.

The debt burden of $25,500 is manageable in absolute terms—slightly above the national median but higher than Tennessee's typical debt load for this field. The debt-to-earnings ratio of 0.42 means graduates can theoretically pay off loans within about six months of income, which sounds reasonable. However, this calculation matters less when the underlying earnings lag significantly behind comparable programs and show virtually no growth trajectory.

For families considering this program, the key question is whether access and proximity justify accepting below-average outcomes. If your child needs to stay in the Chattanooga area or values UTC's admission accessibility, the manageable debt softens the blow of modest earnings. But if Middle Tennessee State or out-of-state engineering programs are realistic options, those alternatives appear to offer substantially better financial returns on a similar investment.

Where The University of Tennessee-Chattanooga Stands

Earnings vs. debt across all engineering-related fields bachelors's programs nationally

Earnings Distribution

How The University of Tennessee-Chattanooga graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
The University of Tennessee-Chattanooga$60,284$61,709+2%
Stanford University$100,788$141,630+41%
Stevens Institute of Technology$79,755$94,324+18%
Arizona State University Campus Immersion$76,149$84,356+11%
Middle Tennessee State University$67,431$74,671+11%

Compare to Similar Programs in Tennessee

Engineering-Related Fields bachelors's programs at peer institutions in Tennessee (3 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-ChattanoogaChattanooga$10,144$60,284$61,709$25,5000.42
Middle Tennessee State UniversityMurfreesboro$9,506$67,431$74,671$19,5760.29
National Median$68,919$25,3680.37

Career Paths

Occupations commonly associated with engineering-related fields graduates

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Industrial Engineers

Design, develop, test, and evaluate integrated systems for managing industrial production processes, including human work factors, quality control, inventory control, logistics and material flow, cost analysis, and production coordination.

$101,140/yrJobs growth:Bachelor's degree

Human Factors Engineers and Ergonomists

Design objects, facilities, and environments to optimize human well-being and overall system performance, applying theory, principles, and data regarding the relationship between humans and respective technology. Investigate and analyze characteristics of human behavior and performance as it relates to the use of technology.

$101,140/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 37 graduates with reported earnings and 34 graduates with debt data. Small samples may not be representative.