Median Earnings (1yr)
$22,999
11th percentile (25th in TN)
Median Debt
$22,796
7% below national median
Debt-to-Earnings
0.99
Manageable
Sample Size
68
Adequate data

Analysis

UTC's English program starts rough but tells an unusual comeback story. That $22,999 first-year salary ranks in just the 11th percentile nationally—significantly below both Tennessee's median ($28,726) and the national benchmark ($29,967). Among Tennessee's 36 English programs, this places in the 25th percentile, trailing schools like Austin Peay ($37,486) and even Middle Tennessee State ($31,554). The debt load of $22,796 roughly equals a full year's initial earnings, which is a tight squeeze during those first months out of college.

The surprise comes in year four: earnings jump 70% to $39,145, vaulting past Tennessee's median and approaching what top-tier programs deliver. This trajectory suggests graduates may be landing entry-level positions that don't fully utilize their degrees initially, then moving into better-fitting roles—perhaps in communications, marketing, or education—as they gain experience. The moderate sample size (30-100 graduates) gives reasonable confidence in these patterns.

For parents, the question is whether your child can weather those difficult first few years. If they'll need to start repaying loans immediately or can't rely on family support during the lean early period, this program poses real financial risk. But if they have flexibility to take internships or starter positions while building credentials, the strong growth trajectory becomes more manageable. This isn't the safe choice—it's a bet on your child's ability to leverage the degree over time rather than immediately after graduation.

Where The University of Tennessee-Chattanooga Stands

Earnings vs. debt across all english language and literature bachelors's programs nationally

The University of Tennessee-ChattanoogaOther english language and literature programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Chattanooga graduates compare to all programs nationally

The University of Tennessee-Chattanooga graduates earn $23k, placing them in the 11th percentile of all english language and literature bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

English Language and Literature bachelors's programs at peer institutions in Tennessee (36 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Chattanooga$22,999$39,145$22,7960.99
Austin Peay State University$37,486$36,534$25,6770.68
Vanderbilt University$34,633$53,767$13,4200.39
Middle Tennessee State University$31,554$40,969$24,0450.76
The University of the South$31,218$38,995$21,1750.68
Lee University$30,977—$27,0000.87
National Median$29,967—$24,5290.82

Other English Language and Literature Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Austin Peay State University
Clarksville
$8,675$37,486$25,677
Vanderbilt University
Nashville
$63,946$34,633$13,420
Middle Tennessee State University
Murfreesboro
$9,506$31,554$24,045
The University of the South
Sewanee
$53,698$31,218$21,175
Lee University
Cleveland
$22,690$30,977$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 68 graduates with reported earnings and 64 graduates with debt data. Small samples may not be representative.