Analysis
The estimated $26,000 in debt at graduation—based on typical borrowing at UT-Chattanooga—paired with projected first-year earnings of $35,000 creates a debt-to-earnings ratio of 0.74. That's manageable by conventional standards, suggesting graduates could reasonably handle payments while building their careers. However, the more concerning signal here is what happens after that first year: earnings actually decline to $33,756 by year four. This backward trajectory, even with both figures drawn from broader datasets, raises questions about whether this interdisciplinary degree is opening doors to stable career paths or leaving graduates stuck in entry-level positions.
Comparing to the 284 programs nationally offering this degree, UT-Chattanooga's estimated outcomes land right at the median—neither a standout value nor a cautionary tale. The challenge with interdisciplinary studies at any institution is that outcomes depend heavily on how students package their skills and what specific combination of disciplines they've studied. Some graduates leverage this flexibility into strong careers; others find employers uncertain about what the degree represents. With limited actual data available for this specific program, you're essentially betting on whether your child can articulate a clear professional identity from what might appear to outsiders as an unfocused credential.
If your student has a specific career goal and knows how to translate this degree into that field, the reasonable debt load makes it workable. If they're choosing this major because they're undecided, the flat-to-declining earnings trajectory suggests it may not do much heavy lifting on its own.
Where The University of Tennessee-Chattanooga Stands
Earnings vs. debt across all multi-/interdisciplinary studies bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Tennessee-Chattanooga | — | $33,756 | — |
| Lehigh University | $74,734 | $78,295 | +5% |
| Marist University | $57,906 | $58,631 | +1% |
| CUNY York College | $38,718 | $56,159 | +45% |
| Fairleigh Dickinson University-Metropolitan Campus | $37,183 | $52,604 | +41% |
Compare to Similar Programs Nationally
Multi-/Interdisciplinary Studies bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,144 | $35,282* | $33,756 | $25,996* | — | |
| $62,180 | $74,734* | $78,295 | $24,960* | 0.33 | |
| $15,580 | $60,897* | $39,309 | —* | — | |
| $8,179 | $60,513* | — | —* | — | |
| $46,140 | $57,906* | $58,631 | $31,142* | 0.54 | |
| $16,400 | $50,454* | — | $23,369* | 0.46 | |
| National Median | — | $35,282* | — | $26,000* | 0.74 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 55 similar programs. Actual outcomes may vary.