Analysis
The debt-to-earnings math here looks reasonable on paper—borrowing roughly $25,000 to earn about $38,500 annually means graduating with debt equal to about eight months of salary. Based on comparable health professions programs nationwide, that's a manageable starting point. However, UT-Knoxville's estimates sit right at national medians, which means this program isn't demonstrating any clear advantage despite the university's competitive admission standards and strong regional reputation.
What's more telling is the Tennessee context. The estimated earnings of $38,500 would place this program well above the state median of $30,500 for health professions bachelor's degrees—but that comparison comes with major uncertainty since we're working entirely from peer program data. Other Tennessee schools with actual reported outcomes show first-year earnings ranging from $27,000 to $34,000, making UT's estimated figure appear optimistic. If actual outcomes skew closer to those reported numbers, the value proposition weakens considerably.
The fundamental challenge is that you're making a financial decision based on what similar programs produce elsewhere, not what UT-Knoxville's specific program delivers. Before committing, dig into exactly which health professions this degree prepares students for—nursing assistants, health administrators, and clinical lab scientists all fall under this umbrella but lead to vastly different career trajectories. Understanding the program's actual career pathways matters more here than any estimated number.
Where The University of Tennessee-Knoxville Stands
Earnings vs. debt across all health professions bachelors's programs nationally
Compare to Similar Programs in Tennessee
Health Professions bachelors's programs at peer institutions in Tennessee (4 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,484 | $38,492* | — | $24,990* | — | |
| $8,568 | $33,862* | $37,131 | $29,384* | 0.87 | |
| $9,950 | $27,196* | $46,436 | $20,500* | 0.75 | |
| National Median | — | $38,492* | — | $26,000* | 0.68 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.