Business/Commerce at The University of Texas at Tyler
Bachelor's Degree
Analysis
UT Tyler's business program walks a careful line between cost and outcomes—graduates leave with exceptionally low debt ($18,125 versus a state median of $25,156), but their starting salaries of $42,443 trail both the Texas median by $3,500 and the national median by $5,000. Within Texas, this program lands right at the 40th percentile, meaning it underperforms most in-state competitors despite UT Tyler's strong regional reputation. The gap is stark when you look at flagship programs: UT Austin business grads earn $94,000, more than double what UT Tyler graduates make.
That said, the debt-to-earnings ratio of 0.43 is quite manageable—graduates can expect to earn more than twice their debt in their first year. For students who plan to work in the Tyler area or East Texas where living costs are lower, the modest debt load may matter more than the earnings gap. The program serves a heavily regional market with 38% of students receiving Pell grants, suggesting it's fulfilling an access mission.
The bottom line: This is a financially safe choice that won't burden students with crushing debt, but ambitious students with stronger academic credentials should seriously consider applying to higher-performing Texas business programs where the earning potential could be 30-50% higher.
Where The University of Texas at Tyler Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How The University of Texas at Tyler graduates compare to all programs nationally
The University of Texas at Tyler graduates earn $42k, placing them in the 23th percentile of all business/commerce bachelors programs nationally.
Compare to Similar Programs in Texas
Business/Commerce bachelors's programs at peer institutions in Texas (41 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| The University of Texas at Tyler | $42,443 | — | $18,125 | 0.43 |
| The University of Texas at Austin | $94,041 | — | — | — |
| Baylor University | $74,886 | $90,608 | $15,000 | 0.20 |
| Concordia University Texas | $60,641 | $71,368 | $38,138 | 0.63 |
| DeVry University-Texas | $57,020 | $56,664 | $47,236 | 0.83 |
| University of Houston-Clear Lake | $56,494 | $70,808 | $23,766 | 0.42 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The University of Texas at Austin Austin | $11,678 | $94,041 | — |
| Baylor University Waco | $54,844 | $74,886 | $15,000 |
| Concordia University Texas Austin | $36,690 | $60,641 | $38,138 |
| DeVry University-Texas Irving | $17,488 | $57,020 | $47,236 |
| University of Houston-Clear Lake Houston | $7,746 | $56,494 | $23,766 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at Tyler, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 41 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.