Analysis
Thomas College's entrepreneurship bachelor's faces a fundamental challenge: peer programs nationally suggest first-year earnings around $45,000, while estimated debt of $25,400 represents more than half that figure. For a degree specifically designed to launch businesses—where early income is typically unpredictable and capital-intensive—starting your career with substantial loan payments creates real friction.
The debt-to-earnings ratio of 0.56 looks manageable on paper compared to some fields, but it misses the entrepreneurial reality. Business founders often need cash reserves, reinvest profits into growth, and may go months without drawing a regular salary. Similar programs nationally produce median debt of $24,125, suggesting Thomas's financing picture is slightly above typical. With Maine offering only four entrepreneurship programs at this level, local options are limited, but the near-universal admission rate here means you're unlikely to be locked out of alternatives.
The practical question is whether your child plans to work a traditional job first or launch immediately after graduation. If they're heading straight into business ownership, $25,000 in fixed monthly obligations could force premature decisions or delay the venture entirely. If they're joining an existing small business as an employee, those $45,000 earnings estimates become more reliable—though still modest for a four-year degree.
Where Thomas College Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs Nationally
Entrepreneurial and Small Business Operations bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $30,896 | $45,265* | — | $25,396* | — | |
| $67,680 | $74,446* | — | $19,000* | 0.26 | |
| $68,230 | $67,900* | $111,654 | $18,000* | 0.27 | |
| $12,643 | $65,177* | $79,087 | —* | — | |
| $57,220 | $65,028* | — | $25,292* | 0.39 | |
| $13,626 | $64,211* | $76,811 | $23,962* | 0.37 | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Thomas College, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 67 similar programs. Actual outcomes may vary.