Est. Earnings (1yr)
$35,282
Est. from national median (55 programs)
Est. Median Debt
$26,500
Est. from national median (27 programs)

Analysis

A debt-to-earnings ratio of 0.75 looks manageable on paper, but the underlying numbers tell a more sobering story. Based on national benchmarks for interdisciplinary studies bachelor's programs, first-year earnings around $35,000 paired with $26,500 in debt means graduates would need to dedicate roughly three-quarters of their first year's salary just to clear that obligation—challenging when you're also starting adult life. What's particularly striking is how much this estimated national figure diverges from Maine's own median of $23,000 for similar programs. If Thomas College's outcomes track closer to state norms than national ones, the financial picture becomes considerably tighter.

The wide-open admission rate and relatively low Pell enrollment suggest this is a program serving students with options, which raises the stakes on return on investment. Interdisciplinary studies programs can be genuinely valuable when they're designed around clear career pathways or serve as springboards to graduate school, but they can also be catch-alls that leave graduates without distinct marketable skills. Without reported outcomes specific to Thomas College, you're essentially betting that their particular program design and Maine's job market will deliver something closer to that $35,000 national median than the state's $23,000 reality—a significant gamble when real debt is involved, even if the exact figures here are estimates.

Where Thomas College Stands

Earnings vs. debt across all multi-/interdisciplinary studies bachelors's programs nationally

Compare to Similar Programs in Maine

Multi-/Interdisciplinary Studies bachelors's programs at peer institutions in Maine (4 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Thomas CollegeWaterville$30,896$35,282*—$26,500*—
College of the AtlanticBar Harbor$46,179$23,003*$25,236$25,475*1.11
National Median—$35,282*—$26,000*0.74
* Estimated from similar programs
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Thomas College, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 55 similar programs. Actual outcomes may vary.