Analysis
Three Rivers College's Fire Protection associate degree shows a financially manageable profile based on what similar programs produce nationally. With estimated debt around $10,370 against first-year earnings near $56,000, graduates from comparable programs typically face a debt load of just 19% of their starting salary—a ratio that most financial advisors would consider very reasonable for a two-year credential.
Fire protection is a field where credentials matter for career advancement, but entry-level positions often don't require a degree at all. The estimated $56,000 starting point reflects the national median for associate programs in this field, suggesting typical outcomes rather than exceptional ones. What matters here is whether your child needs this specific credential for their career goals in Missouri's fire service market, where some departments prioritize experience and certifications over formal degrees.
The limited data from this program means you're essentially placing a bet on a national pattern holding true locally. Given the modest debt load, that's not a particularly risky bet—even if earnings come in below the estimate, the financial burden remains light. Talk directly with Missouri fire departments about their hiring preferences and whether this degree opens doors that firefighter academies and EMT certifications don't already provide.
Where Three Rivers College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,860 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Three Rivers College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.