Est. Earnings (1yr)
$41,460
Est. from MO median (4 programs)
Est. Median Debt
$9,298
Est. from national median (27 programs)

Analysis

In Missouri's tight HVAC training market, this certificate program appears positioned in the middle tier. Similar programs in the state suggest first-year earnings around $41,460—slightly above the national median but trailing the top Missouri schools where graduates start above $44,000. That's meaningful in a field where technicians often begin earning immediately and build income through experience and certifications.

The estimated debt of $9,298 is notably lighter than Missouri's typical $19,000 for HVAC programs, which matters considerably for a certificate that gets you working quickly. With a debt-to-earnings ratio of 0.22, comparable programs suggest graduates could reasonably pay this off within a year or two while building their careers. Nearly half of Three Rivers students receive Pell grants, indicating this path serves students who need affordable entry into skilled trades.

The caveat: these figures come from peer institutions since Three Rivers' graduate numbers are too small to report separately. That could mean the program is newly established, highly selective about enrollment, or simply compact. For parents, the question becomes whether you're comfortable with uncertainty about this specific program's track record, even when the broader HVAC market in Missouri shows consistent demand and Missouri's other community college programs demonstrate solid outcomes. The estimated economics look workable, but you're betting on statewide trends rather than verified results from this campus.

Where Three Rivers College Stands

Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) certificate's programs nationally

Compare to Similar Programs in Missouri

Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) certificate's programs at peer institutions in Missouri (14 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Three Rivers CollegePoplar Bluff$4,860$41,460*$9,298*
Metropolitan Community College-Kansas CityKansas City$3,630$44,715*$55,077*
American Trade SchoolSaint Ann$44,057*$44,218$19,000*0.43
Ozarks Technical Community CollegeSpringfield$4,184$38,862*$35,654*
East Central CollegeUnion$3,888$36,118**
National Median$35,749*$10,223*0.29
* Estimated from similar programs

Career Paths

Occupations commonly associated with heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) graduates

Heating, Air Conditioning, and Refrigeration Mechanics and Installers

Install or repair heating, central air conditioning, HVAC, or refrigeration systems, including oil burners, hot-air furnaces, and heating stoves.

$59,810/yrJobs growth:Postsecondary nondegree award
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Three Rivers College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MO. Actual outcomes may vary.