Analysis
In Virginia, funeral service programs produce median earnings around $44,000, making Tidewater's first-year figure of $39,431 noticeably lower than both state and national peers. The program sits at the 25th percentile nationally and 40th within Virginia—meaning most comparable programs launch graduates into stronger immediate earning positions. However, the 41% jump to $55,536 by year four shows meaningful mid-career momentum that closes much of that initial gap.
The estimated $17,000 in debt (based on similar programs at Tidewater) translates to a 0.43 debt-to-earnings ratio—manageable by most standards and below the concerning 1.0 threshold. This is also lower than the $20,000 national median for funeral service programs, which helps offset the below-average starting salary. The field's specialized licensing requirements and relatively stable employment landscape work in graduates' favor for paying down debt steadily.
The practical concern here is why Tidewater's outcomes trail the state's other funeral service program at Brightpoint Community College by nearly $10,000 in starting salary. Since both debt and earnings figures for Tidewater are estimates drawn from peer programs rather than actual graduate outcomes, parents should directly ask the school's career services office about placement rates and where recent graduates are working—that employment network may explain whether the lower initial earnings reflect temporary market factors or structural differences in program quality and industry connections.
Where Tidewater Community College Stands
Earnings vs. debt across all funeral service and mortuary science associates's programs nationally
Earnings Distribution
How Tidewater Community College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Tidewater Community College | $39,431 | $55,536 | +41% |
| American Academy McAllister Institute of Funeral Service | $47,982 | $59,793 | +25% |
| FINE Mortuary College | $52,580 | $56,293 | +7% |
| Worsham College of Mortuary Science | $50,043 | $53,137 | +6% |
| Brightpoint Community College | $49,205 | $49,823 | +1% |
Compare to Similar Programs in Virginia
Funeral Service and Mortuary Science associates's programs at peer institutions in Virginia (2 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,714 | $39,431 | $55,536 | $17,063* | — | |
| $4,938 | $49,205 | $49,823 | —* | — | |
| National Median | — | $44,695 | — | $20,000* | 0.45 |
Career Paths
Occupations commonly associated with funeral service and mortuary science graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tidewater Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 12 graduates with debt data. Small samples may not be representative.