Analysis
Total Image Beauty Academy graduates start at $12,507—well below both the state median of $16,687 and the national average. Among New Jersey's 24 cosmetology programs, this ranks in just the 25th percentile, meaning three-quarters of competing programs deliver better initial outcomes. The top NJ schools are placing graduates at $19,000-$23,000, nearly double what Total Image achieves in year one.
The 39% earnings growth to $17,380 by year four helps close the gap somewhat, but graduates are essentially spending their first few years catching up to where peers from better programs started. At $8,500, the debt load is slightly below state and national medians, which provides some cushion. However, with first-year earnings this low, even modest debt creates real strain—that 0.68 debt-to-earnings ratio means graduates owe more than half their annual income right out of the gate.
For anxious parents, the question is straightforward: Why pay for a program that ranks in the bottom quarter statewide when nearby alternatives offer 35-50% higher starting earnings for similar debt? Unless there are compelling logistical reasons (location, schedule flexibility), directing your child toward Robert Fiance, Cutting Edge, or even the Empire Beauty locations would likely yield significantly better return on the same investment of time and money.
Where Total Image Beauty Academy Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Earnings Distribution
How Total Image Beauty Academy graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Total Image Beauty Academy | $12,507 | $17,380 | +39% |
| Artistic Academy of Hair Design | $17,274 | $27,036 | +57% |
| Innovate Salon Academy | $16,420 | $23,390 | +42% |
| Innovate Salon Academy | $16,420 | $23,390 | +42% |
| Parisian Beauty School | $15,517 | $22,644 | +46% |
Compare to Similar Programs in New Jersey
Cosmetology certificate's programs at peer institutions in New Jersey (24 total in state)
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| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| $12,507 | $17,380 | $8,500 | 0.68 | |
| $22,676 | $17,386 | $8,248 | 0.36 | |
| $19,411 | — | $9,833 | 0.51 | |
| $18,519 | $22,163 | $6,211 | 0.34 | |
| $18,408 | $20,474 | $15,765 | 0.86 | |
| $18,408 | $20,474 | $15,765 | 0.86 | |
| National Median | $17,113 | — | $9,862 | 0.58 |
Career Paths
Occupations commonly associated with cosmetology graduates
Skincare Specialists
Barbers
Hairdressers, Hairstylists, and Cosmetologists
Manicurists and Pedicurists
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
First-Line Supervisors of Personal Service Workers
Makeup Artists, Theatrical and Performance
Shampooers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Total Image Beauty Academy, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 117 graduates with reported earnings and 163 graduates with debt data. Small samples may not be representative.